Bank Of India(BOI) Introduced Online Account Opening - Check Complete Process

The online Savings Account opening process is a simple and fairly easy one. Click here to begin your online bank account opening process, right from the comfort of your home. 

At Bank of India, you can also opt for the Video KYC (Know Your Customer) facility to avoid an in-person visit to the bank branch.

 To open a savings account online with Bank of India, follow these steps:

1. Visit the Bank of India Website: Go to the official website of Bank of India: https://www.bankofindia.co.in.

2. Navigate to the Online Account Opening Section: Look for the option to open a savings account. Then click on “Personal” section -> Accounts -> Saving Accounts ->Apply Now.

3.  Click here on direct link -  https://bankofindia.co.in/savings-account

4. Fill in the Application Form: OTP verification required through Mobile Number, Email Address and Registered Mobile number in Adhaar Card.                                                       Then Fill out the online form with personal details such as:

   • Name
   • Address
   • Date of Birth
   • Aadhar number (for identity verification)
   • PAN number (if applicable)
   • Contact information (email, phone number)

5. Upload Necessary Documents: You’ll likely need to upload scanned copies of:

   • PAN card 
   • Signature

6. Aadhaar-Based e-KYC: Some banks, including Bank of India, allow you to complete the KYC (Know Your Customer) process online using Aadhaar-based e-KYC. This is usually a faster process.

7. Verification and Account Creation: After submission, the bank will verify your details. Once verified, they will send you your account number and other details to your email or phone.

8. Set Up Internet Banking: After your account is opened, you can activate internet banking by following the instructions provided by the bank. This may require you to set a username, password, and security questions.

9. Deposit Initial Amount: Some accounts might require an initial deposit to activate the account. Make sure to check if there are any such requirements.

10. Receive Your Debit Card and Cheque Book (if applicable): Depending on the type of account you chose, the bank may send you a debit card and cheque book after completing the account setup.

If you need further assistance or have specific questions about the process, let me know!

Click here to show complete video of Online Account Opening Process in BOI

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How Many Digits in Account Number of Banks in India

Every customer of a bank is assigned a unique account number, and that account number will be used in every banking operation related to that person. An account number is a special series of digits and, often, letters and other characters that describe the account owner and give access to that account. You can find your account number at the bottom of your paper check.

An account number may vary from 9 digits to 18 digits, and it depends on the bank how many numbers should be included in an account number. An account number contains a pure numeric pattern, but some foreign banks use the alpha-numeric combination in the account number.

Two users cannot have the same account number in the same bank. As the cases of banking fraud are increasing day by day, banks are working on making every account number different from users of other banks also.

The reports of Reserve Bank of India(RBI) states that there are only 20 banks in India which has a serial running number and rest of the banks has some indicated characteristic included in it.

The added characteristics in the bank that are embedded are account type, account status, product code, bank code, branch code, check digits, year of opening, etc. 40 out of 78 banks do not have a check digit as part of the form of their account number. Many banks (67 out of 78) have implemented branch code as part of the specification of the account number.

Many banks use company code as a part of the specification of the account number. It varies from bank to bank on how the implementation procedure is planned by the bank and depending on that total number of characters varies in the account number.

SR. NO.	NAME OF BANK	ACCOUNT NUMBER DIGITS
1	ANDHRA BANK(Now UBI)	15
2	ANDHRA PRADESH GRAMEENA VIKAS BANK	11
3	ALLAHABAD BANK(Now Indian Bank)	11
4	ASSAM GRAMIN VIKASH BANK	13
5	ARYAVART BANK	15
6	AU SMALL FINANCE BANK	16
7	AXIS BANK	15
8	BANDHAN BANK	14
9	BANK OF BARODA(BoB)	14
10	BANK OF INDIA(BoI)	15
11	BANK OF MAHARASHTRA(BoM)	11
12	BARODA RAJASTHAN KSHETRIYA GRAMIN BANK	14
13	BARODA UP GRAMIN BANK	11
14	BANGIYA GRAMIN VIKASH BANK	11
15	CENTRAL BANK OF INDIA	10
16	CANARA BANK	13
17	CATHOLIC SYRIAN BANK	18
18	CITI BANK	10
19	CITY UNION BANK	15
20	CORPORATION BANK(Now UBI)	8
21	DCB BANK	14
22	DENA BANK (Now BoB)	12
23	DHANALAKSHMI BANK	16
24	EQUITAS SMALL FINANCE BANK	12
25	FEDERAL BANK	14
26	HDFC BANK	13 or 14
27	HSBC BANK	12
28	ICICI BANK	12
29	IDFC FIRST BANK	11
30	INDIAN BANK	9
31	INDIAN OVERSEAS BANK(IOB)	15
32	INDUSIND BANK	13
33	IDBI BANK	13 or 14 or 15 or 16
34	JAMMU AND KASHMIR BANK (J&K)	16
35	KARNATAKA BANK	16
36	KARUR VYSYA BANK	16
37	KARNATAKA VIKAS GRAMEENA BANK	16
38	KERALA GRAMIN BANK	14
39	KOTAK MAHINDRA BANK	14
40	LAKSHMI VILAS BANK	16
41	NAINITAL BANK	16
42	MADHYANCHAL GRAMIN BANK	10
43	ORIENTAL BANK OF COMMERCE(Now PNB)	14
44	ODISHA GRAMYA BANK	11
45	PUNJAB NATIONAL BANK(PNB)	16
46	PUNJAB & SIND BANK	14
47	Prathama UP Gramin Bank	14
48	RBL BANK	12
49	RAJASTHAN MARUDHARA GRAMIN BANK	12
50	STANDARD CHARTERED BANK	11
51	STATE BANK OF BIKANER AND JAIPUR(Now SBI)	11
52	SAPTAGIRI GRAMIN BANK	11
53	SARVA HARYANA GRAMIN BANK	14
54	STATE BANK OF INDIA(SBI)	11
55	STATE BANK OF HYDERABAD(Now SBI)	11
56	STATE BANK OF TRAVANCORE (Now SBI)	11
57	SOUTH INDIAN BANK	16
58	SYNDICATE BANK (Now CANARA BANK)	14
59	TAMILNADU MERCANTILE BANK	6 to 15
60	UNION BANK OF INDIA(UBI)	15
61	UNITED BANK OF INDIA (Now PNB)	13
62	UCO BANK	14
63	UTTAR BIHAR GRAMIN BANK	16
64	UTKAL GRAMEEN BANK	12
65	VIJAYA BANK(Now BoB)	15
66	YES BANK	15

* Comment us or contact us to share number of bank account digits which is not mentioned here.

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