(1) NEFT Charge – OUTWARD
(a) Upto Rs. 1 lac – NIL
(b) Above Rs. 1 lac to Rs. 2 lac – Rs. 15/- plus service tax per transaction.
(c) Above Rs. 2 lacs – Rs. 25/- plus service tax per transaction.
(d) NEFT INWARD – NIL
For Current Account holder –
(a) Normal Current Account Holder – Current Accounts with AQB below Rs.20,000/- : Standard Charges of NEFT - outward to apply.
(b) SILVER – 90% of the Normal charges to apply.
(c) GOLD – 80% of the Normal charges to apply.
(d) GOLD PLUS – 70% of the Normal charges to apply.
(e) DIAMOND – 50% of the Normal charges to apply.
(f) DIAMOND PLUS – 40% of the Normal charges to apply.
(g) PLATINUM – FREE.
(h) PLATINUM PLUS – FREE.
(2) RTGS Charge – RTGS charges have three components i.e. (i) Membership Fee, (ii) Transaction Fee and (iii) Time Varying Tariff.
Membership Fee and Transaction Fees can’t be passed on to the customers. So as per RBI guidelines the service charges to the customers would be on ‘Time Varying Tariff’ in addition to the existing service charges.
Time Varying Tariff are below -
(a) Block 1 – RTGS time at branch from 0800 hrs to 1100 hrs – NIL - Charge per transaction.
(b) Block 2 – RTGS time at branch from 1101 hrs to 1430 hrs – Rs. 1/- - Charge per transaction.
(c) Block 3 – RTGS time at branch from 1431 hrs to 1630 hrs – Rs. 5/- - Charge per transaction.
(d) Block 4 – RTGS time at branch from 1631 hrs – Rs. 10/- - Charge per transaction.
Accordingly inclusive of time varying tariff the revised service charges schedule on RTGS transactions would be as under.
RTGS OUTWARD transaction :
(a) Rs. 2 lac to Rs. 5 lac --- Rs. 25/- plus application time varying tariff subject to a maximum of Rs. 30/-.
(b) Above Rs. 5 lac --- Rs. 50/- plus application time varying tariff subject to a maximum of Rs. 55/-.
For Current Account holder –
(a) Normal Current Account Holder – Current Accounts with AQB below Rs.20,000/- : Standard Charges of RTGS - outward to apply.
(b) SILVER – 90% of the Normal charges to apply.
(c) GOLD – 80% of the Normal charges to apply.
(d) GOLD PLUS – 70% of the Normal charges to apply.
(e) DIAMOND – 50% of the Normal charges to apply.
(f) DIAMOND PLUS – 40% of the Normal charges to apply.
(g) PLATINUM – FREE.
(h) PLATINUM PLUS – FREE.
RTGS INWARD – NIL (FREE) Charge.
All charges are system generated.
(3) No charges through net banking.
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