Bank of India(BOI) Q4 Results: Net Profit Rises to ₹3,741 Crore, Declares ₹4.65 Dividend

 

Bank of India (Symbol: BANKOFINDIA), a leading public sector bank, announced its audited standalone and consolidated financial results for the quarter and financial year ended March 31, 2026. The Board of Directors approved the results today and recommended a dividend of ₹4.65 per equity share.

For Q4FY26

Financial Highlights (Standalone, Q4 FY26)

Net Profit: ₹3,741 crore (Basic EPS: ₹6.62)

Total Income: ₹22,685 crore

Operating Margin: 22.15%

Net Profit Margin: 13.29%

Return on Assets (Annualised): 1.01%

For FY 2025-26

Net Profit: ₹12,606 crore (Basic EPS: ₹23.12)

Total Income: ₹85,036 crore

Operating Margin: 20.05%

Net Profit Margin: 12.38%

Return on Assets (Annualised): 0.93%

Shareholder Reward: Dividend Declared

The Board of Directors has recommended a dividend of 46.50% (₹4.65 per equity share) for the financial year 2025-26, subject to requisite approvals from shareholders.

Dividend Per Share: ₹4.65

Face Value: ₹10 per share

Approval: Subject to shareholders' approval at the upcoming Annual General Meeting (AGM)

Asset Quality – Strong Improvement

Gross NPA Ratio: Improved to 1.98% (from 3.27% in Q4 FY25)

Net NPA Ratio: Reduced to 0.56% (from 0.82% in Q4 FY25)

Provision Coverage Ratio (with TWO): 93.57%

Gross NPAs Amount: ₹1,53,060 crore

Net NPAs Amount: ₹42,500 crore

Capital Adequacy (Basel III) – Standalone

CRAR: 18.01% (above regulatory requirement)

CET-1 Ratio: 15.05%

Additional Tier 1 Ratio: 0.30%

Global Advances: ₹7,60,335 crore (up 17.1% from ₹6,49,657 crore)

Global Deposits: ₹9,27,271 crore (up 13.6% from ₹8,16,541 crore)

Government of India Shareholding: 73.38%