1. Salary & Benefits
- 30–35% increase in pay slip components
- Merger of Special Allowance with Basic Pay for better pension/retirement benefits
- Transparent & uniform performance incentives
- Higher HRA & Transport Allowance especially for metro and semi-urban areas
2. Working Hours & Work-Life Balance
- Immediate 5-day banking in all PSBs
- Fixed working hours - no routine work beyond office hours
- Mandatory 45-minute lunch break for all staff
- Automatic EOD closure after business hours except in emergencies
3. Staffing & Workload
- Minimum staffing norm: 3 Officers + 3 Clerks per branch
- Immediate recruitment to fill all vacancies
- Reduce non-banking work and unnecessary reporting
4. Transfers & Career Progression
- Transparent transfer policy with priority for spouse, medical, disability, compassionate grounds
- Posting within 30 km of hometown after specified service
- Time-bound promotions with adequate vacancies
- Extra benefits for CAIIB/JAIIB qualified - faster progression
5. Leave & Welfare
- Encashment of all unavailed leave at retirement
- Better medical insurance - cashless + higher coverage for staff & pensioners
- Mental health counselling and stress management support
- Education assistance for employees' children
6. Safety & Technology
- Zero tolerance for abuse/assault on bank staff with legal protection
- Better cybersecurity & digital infra to reduce operational load
- AI-based automation for repetitive tasks to focus on customer service
7. Pension & Retirement
- Pension updation for retirees
- Improved family pension and post-retirement medical benefits
- Enhanced gratuity & superannuation in line with inflation
8. Other Key Demands
- Overtime pay / Compensatory off for work beyond hours
- Uniform leave rules l across all PSBs
- Realistic business targets that don’t compromise well-being
- Regular consultation with unions before major policy changes

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