Central Bank of India, a public sector lender, announced on Friday that its net profit for the June quarter increased by 13% to ₹1,324 crore.
In the same quarter of the prior fiscal year, the lender made a net profit of ₹1,169 crore.
According to a regulatory statement by the Central Bank of India, total income increased to ₹10,678 crore in the June 2026 quarter from ₹10,360 crore in the same period of FY26.
The bank earned ₹9,691 crore in interest during the quarter, up from ₹8,589 crore during the June quarter of FY26.
But compared to the same period last year, the bank's operating profit dropped to ₹2,186 crore from ₹2,304 crore.
Gross non-performing assets (NPAs) decreased to 2.60 percent of gross loans at the end of the June quarter from 3.13 percent a year earlier, indicating an improvement in the bank's asset quality.
As of June 30, 2026, the bank's net non-performing assets (NPAs) were steady at 0.49%.
Consequently, provisions for bad loans fell sharply from ₹468 crore at the end of June 2025 to ₹346 crore.
The bank's capital adequacy ratio increased to 18.28% during the quarter from 17.66% at the conclusion of the first quarter of FY26.

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