Punjab & Sind Bank Q2 Profit Jumps 39.88%

On Saturday, October 17, the Central Bank of India said that its standalone net profit for the September quarter of the fiscal year 2026–2027 had increased by 21% year over year to ₹1,469 crore, thanks to an increase in net interest income (NII). The bank's core income, or NII, rose 26.3% year over year to ₹4,145 crore in the second quarter from ₹3,283 crore in the same time the previous year.

Gross non-performing assets (NPAs) decreased from 2.60% in the June quarter to 2.39% as of September 30, 2026, indicating a sequential improvement in the bank's asset quality. Net non-performing assets (NPAs) decreased from 0.49% in the prior quarter to 0.31%.

Rs 3,746.52 Cr, up 11.06% YoY growth from Rs 3,373.28 Cr in the comparable quarter. Rs 411.97 Cr, higher by 39.88% year on year, showing stronger profit conversion in the quarter. The disclosed operating/profit line improved alongside revenue, which supported the net profit outcome.

Punjab & Sind Bank Q2 Results FY27: The quarter offers a clean read on the earnings trend, with both top line and net profit moving higher.

Punjab & Sind Bank Q2 Results FY27 show a year-on-year improvement in both revenue and net profit. Revenue rose to Rs 3,746.52 Cr, while net profit climbed to Rs 411.97 Cr. The results analysis indicates that profit growth was materially faster than revenue growth in this quarterly results update.

The bank’s revenue increased 11.06% YoY growth, and net profit increased 39.88% YoY growth. 

Net profit margin improved to 11.0% from 8.7% in the comparison quarter. Net profit rose 39.9% year on year to Rs 411.97 Cr.