Tentative date of results of PSU and Private Banks for Q4FY26

  

Bank	Result Date
Bank of Baroda (BOB)	6th May
Bank of India(BOI)	8th May
Bank of Maharashtra(BOM)	20th April
Canara Bank	8th May
Central Bank of India	30th April
Indian Bank	29th April
Indian Overseas Bank(IOB)	29th April
Punjab & Sind Bank	27th April
Punjab National Bank(PNB)	8th May (T)
State Bank of India(SBI)	14th May (T)
UCO Bank	25th April
Union Bank of India	23rd April
Axis Bank	25th April
HDFC Bank	18th April
ICICI Bank	18th April
Kotak Mahindra Bank	2nd May
Indusind Bank	20th April
IDBI Bank	30th April
IDFC First Bank	25th April
Yes Bank	18th April

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IDBI Bank Q4 Net profit falls 5.3%

IDBI Bank reported a standalone net profit of ₹1,943.2 crore in the fourth quarter of FY26, registering a fall of 5.3% from ₹2,051.2 crore in the year-ago period.

Net interest income (NII), the difference between interest earned and interest paid, in Q4FY26 increased 17% to ₹3,851.5 crore from ₹3,290 crore, year-on-year (YoY). Net interest margin (NIM) grew by 15 basis points (bps) YoY to 4.15%.

The lender’s pre-provisions operating profit (PPOP) during the quarter under review dropped 4.73% to ₹3,043.38 crore from ₹3,194.81 crore, YoY.

Gross non-performing assets (NPA) in the March quarter decreased 4.02% to ₹6,028.12 crore from ₹6,280.94 crore in the previous quarter. Net NPA declined 10.67% to ₹379.90 crore from ₹425.28 crore.

Gross NPA (as a percent of gross advances) in Q4FY26 dropped by 25 bps to 2.32% from 2.57%, quarter-on-quarter (QoQ), while net NPA ratio fell by 3 bps to 0.15% from 0.18%, QoQ.

Total deposits of IDBI Bank increased by 12% YoY to ₹3,47,163 crore as on March 31, 2026 as against ₹3,10,212 crore as on March 31, 2025. CASA increased by 7% YoY to ₹1,54,816 crore from ₹1,44,398 crore, YoY. CASA ratio stood at 44.59% as against 46.55%, YoY.

IDBI Bank’s net advances grew by 16% YoY to ₹2,53,626 crore as on March 31, 2026 from ₹2,18,399 as on March 31, 2025. The composition of corporate versus retail in gross advances portfolio stood at 30:70 as on March 31, 2026.

CRAR improved to 26.65% as on March 31, 2026 as against 25.05%m, YoY. Tier 1 Capital improved to 25.56% as on March 31, 2026 as against 23.51% as on March 31, 2025.

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Axis Bank Q4 results: Net profit flat, beats estimate; provisions surge, asset quality improves

Even though higher provisions and lower non-interest income hurt profitability, Axis Bank's March quarter (Q4 FY26) earnings were released on Saturday. Net profit came in marginally above Street estimates. 

In contrast to the CNBC-TV18 poll prediction of Rs 6,989 crore, the private sector lender reported a net profit of Rs 7,071 crore for the quarter. But from Rs 7,117 crore, profit fell 0.6% year over year. Sequentially, it increased by 9%. A crucial indicator of the bank's fundamental profits, net interest income (NII), increased 5% year over year to Rs 14,457 crore.

"While we enter the new financial year with confidence and optimism, focusing on building a more resilient franchise, we are conscious of the global macro and geopolitical situation shaping up and are closely watching it," Amitabh Chaudhry, managing director and chief executive officer said.

Axis Bank's provisions and contingencies rose sharply to Rs 3,522 crore during the fiscal fourth quarter, compared with Rs 2,245 crore in the previous quarter, and Rs 1,359 crore a year ago.

The bank said it created an additional one-time provision of Rs 2,001 crore to strengthen its balance sheet amid “evolving and unpredictable macroeconomic and geopolitical uncertainties”. It added that the move was precautionary and does not reflect any deterioration in asset quality.

Asset quality metrics improved sequentially, with gross non-performing assets (GNPA) ratio declining to 1.23 percent from 1.40 percent in the previous quarter. Net NPA ratio eased to 0.37 percent from 0.42 percent.

Axis Bank's net credit cost stood at 0.37 percent for the quarter, declining both sequentially and year-on-year. The lender's provision coverage ratio remained healthy at 70 percent.

Core operating revenue remained broadly stable, while fee income grew 8 percent quarter-on-quarter and 4 percent year-on-year to Rs 6,561 crore, supported by retail fee growth and granular fee mix. However, overall non-interest income was impacted by a trading loss of Rs 606 crore during the quarter.

Operating profit declined 7 percent year-on-year to Rs 10,013 crore, while operating expenses rose 6 percent on-year.

Advances grew 19 percent year-on-year and 6 percent sequentially to Rs 12.34 lakh crore, led by strong growth in corporate and SME segments. Deposits rose 14 percent on-year, with CASA ratio at 40 percent.

The bank maintained a strong capital position, with capital adequacy ratio at 16.42 percent and CET-1 ratio at 14.38 percent.

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IndusInd Bank posts Rs 533 crore profit for Q4 FY26

IndusInd Bank on April 24 announced a profit of Rs 533 crore for the quarter ended March 31, 2026 as against a loss of Rs 2,236 crore in the year-ago period, helped by a drop in provisions for potential bad loans and a sequential improvement in asset quality.

The country's fifth-largest private lender by market capitalisation beat analysts' expectation of Rs 389-crore net profit, per data compiled by LSEG. In the year-ago quarter, the bank had reported its biggest-ever quarterly loss due to years of mis-accounting of internal derivative trades.

The lender declared a final dividend of Rs 1.5 per share for FY26. The record date for determining the eligibility of members entitled to receive the dividend shall be Friday, June 26, 2026, the bank said.

IndusInd's provisions and contingencies declined 38.6% year-on-year and 29% from the previous quarter to Rs 1,484 crore.

Asset quality improved, with gross bad loans as a percentage of total loans dropping to 3.43% at the end of March from 3.56% three months earlier.

The bank came under scrutiny last year after disclosing a nearly Rs 2,000-crore hit in the year ended March 2025 due to mis-accounting of internal derivative trades, which raised concerns over governance and led to the resignations of former CEO Sumant Kathpalia and deputy chief Arun Khurana.

The bank's loan and deposit growth have remained under pressure over the last year. During the fourth quarter, IndusInd Bank's loans declined 8.7% year-on-year, the fourth straight decline, while deposits fell 2.6%.

Net interest income, the difference between interest earned on loans and paid on deposits, climbed 43% year-on-year to Rs 4,371 crore.

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HDFC Bank Q4 Net profit rises 9%; announces Rs 13 dividend for FY26

Mumbai-headquartered HDFC Bank the country's largest lender by market value on Saturday reported a net profit of Rs 19,221 crore for the quarter ended March 31, in line with analyst expectations. The private sector bank declared a dividend of 1,300 per cent for eligible shareholders.

The Q4 FY26 results marked the bank's first earnings report since the exit of its part-time chairman and independent director Atanu Chakraborty.

The lender's net profit grew 9.1 per cent to Rs 19,221 crore, from Rs 17,616 crore a year ago, according to a regulatory filing.

Its net interest income -- or the difference between interest earned and interest paid -- increased 3.2 per cent to Rs 33,082 crore for the final three months of FY26, slightly below expectations.

HDFC Bank was expected to register a net profit of Rs 19,200 crore and net interest income of Rs 33,660 crore.

The bank staged an improvement in its asset quality, beating Street expectations.Asset quality is gauged by sequential changes in the proportion of bad loans in total loans.

HDFC Bank's gross non-performing assets (NPAs) or bad loans stood at 1.15 per cent for the March quarter, versus 1.24 per cent for the previous three months.

Its net NPAs were recorded at 0.38 per cent of total loans, decreasing from 0.42 per cent three months ago.

HDFC Bank's fourth-quarter gross and net NPAs were pegged at 1.2 per cent and 0.4 per cent of its total loans, respectively, unchanged from the previous three months.

The private lender reported Rs 2,610 crore in provisions for the quarter ended March 31, 2026, as against Rs 2,838 crore for the quarter ended December 31, 2025, and Rs 3,193 crore for the quarter ended March 31, 2025.

The bank's capital adequacy ratio a key metric that compares a lender's capital to its risk-weighted assets -- stood at 19.71 per cent as of March 31.

Earlier this month, the private lender reported growth of 12.80 per cent and 12 per cent in deposits and gross loans for the March quarterly.The bank declared a dividend of Rs 13 per equity share a 1,300 payout given the face value of Re 1 per equity share.

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ICICI Bank Q4 Results: Net profit up 8.5%, announces Rs 12 dividend

ICICI Bank, one of India’s leading private lenders, on Saturday reported a net profit of Rs 13,702 crore in the fourth quarter of FY26, marking an increase of 8.5% year-on-year from Rs 12,630 crore reported in the same quarter last year.

The company’s net interest income stood at Rs 22,979 crore, higher by 8.4% from the Rs 21,193 crore posted in the corresponding quarter of the previous financial year, ICICI Bank said in a regulatory filing.

The company’s provisions witnessed a notable decline of 89% to Rs 96 crore, sharply lower from Rs 891 crore in the same quarter last year. Provisions in the previous quarter came in at Rs 2,556 crore.

The bank’s asset quality improved sequentially, with gross NPA easing to 1.4% from 1.53% in the previous quarter. In absolute terms, gross NPAs declined to Rs 23,051.9 crore from Rs 23,758 crore earlier.

ICICI Bank’s total advances rose 15.8% year-on-year and 6% sequentially to Rs 15.53 lakh crore, reflecting steady credit growth.

ICICI Bank’s net NPA (NNPA) eased to 0.33% from 0.37% in the previous quarter.

On a consolidated basis, profit after tax rose to Rs 14,755 crore during the quarter under review, higher from Rs 13,502 crore in Q4FY25.

Consolidated assets increased 10.3% year-on-year to Rs 29.14 lakh crore as of March 31, 2026, compared to Rs 26.42 lakh crore as of March 31, 2025.

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YES Bank Q4 Profit jumps 45%; NII up 16%

YES Bank Ltd on Saturday reported a 44.7 per cent year-on-year jump in its standalone net profit for the quarter ended March 31, 2026. The private sector lender's bottom line climbed to Rs 1,068.42 crore, up from Rs 738.12 crore in the corresponding quarter of the previous financial year.

The bank's Net Interest Income (NII) witnessed a 16 per cent growth, coming in at Rs 2,637.7 crore for the fourth quarter, compared to Rs 2,276.36 crore in the same period last year. Total income for the quarter also edged higher to Rs 9,381.07 crore, up from Rs 9,355.39 crore a year ago, with other income contributing Rs 1,730.17 crore to the top line. 

On the asset quality front, the gross non-performing assets (NPA) ratio shrank to 1.3 per cent, or Rs 3,604.93 crore at the end of Q4 FY26, dropping from 1.6 per cent, or Rs 3,935.61 crore, in the year-ago period. The Net NPA ratio also steadily improved, narrowing to a mere 0.2 per cent from 0.3 per cent last year. 

"During Q4 FY26, in alignment with some of the evolving conservative provisioning practices, the bank has proactively strengthened standard asset provisioning coverage by making a one-time provision of Rs 341 crores," the bank said in its exchange filing. "This does not reflect any deterioration in asset quality, impairment, or adverse credit development within the portfolio," YES Bank added. 

Vinay M. Tonse, Managing Director & CEO of YES Bank, said, "YES BANK concluded FY26 on a strong footing, delivering a Q4 RoA of 1.0% in line with our guidance, supported by a 20 bps improvement in NIMs, an improvement in cost to income ratio and the lowest GNPA and NNPA levels since FY20."

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Financial Results of Banks for Q3FY26

 

The public sector and private sector banks have released the financial results for Q3FY26. 

Public Sector Bank

Bank	Results
Bank of India (BoI)	Click Here
Punjab & Sind Bank	Click Here
Central Bank of India	Click Here
Union Bank of India	Click Here
Indian Overseas Bank	Click Here
Bank of Maharashtra	Click Here
State Bank of India (SBI)	Click Here
Punjab National Bank (PNB)	Click Here
Bank of Baroda (BoB)	Click Here
Canara Bank	Click Here
Indian Bank	Click Here
UCO Bank	Click Here

Private Banks

Bank	Results
IDBI Bank	Click Here
Kotak Mahindra Bank	Click Here
IDFC First Bank	Click Here
HDFC Bank	Click Here
ICICI Bank	Click Here
Indusind Bank	Click Here
Axis Bank	Click Here

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IDFC First Bank Q3 Net profit jumps 48% YoY

IDFC First Bank announced its October to December quarter results for the financial year ending 2025-26 on Saturday, 31 January 2026. The company recorded a 48% rise in its standalone net profits to Rs.502 crore, compared to Rs.339 crore in the same quarter of the previous financial year.

company's interest income rose 11% to Rs.10,417 crore for the October to December quarter of the fiscal year ending 2025-26, compared to Rs.9,343 crore in the same period a year ago.IDFC First Bank's income from other operations witnessed a 19% increase to Rs.2,125 crore in the third quarter, compared to Rs.1,779 crore in the same period a year ago.

The institutional lender's total expenses for the October to December quarter witnessed a 12% rise to Rs.10,508 crore, compared to Rs.9,363 crore in the same period of the previous financial year, according to the standalone statements.IDFC First Bank's non-performing assets portion witnessed a 25 basis point fall to 1.69% in the October to December quarter, compared to 1.94% of the same period of the previous financial year, according to the company's stock exchange filings.

Although the overall gross NPA dropped, the net NPA rose 1 basis point to 0.53%, compared to 0.52% in the same period of the previous quarter, the filings showed.The company's retail banking segment, along with the wholesale banking and treasury operations, contributed the most to the rising income for the quarter.

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Axis Bank Q3 net profit rises 3%

Axis Bank reported a 3% rise in its standalone net profit for the quarter ended December 2025, reaching Rs.6,490 crore compared to Rs.6,304 crore from the same period last year.

The private sector bank's Net Interest Income (NII) for Q3FY26 was Rs.14,287 crore, reflecting a 5% year-on-year (YoY) increase and a 4% quarter-on-quarter (QoQ) rise, while its Net Interest Margin (NIM) for Q3FY26 was recorded at 3.64%.

In Q3FY26, the private bank generated an interest income of Rs.32,274 crore, which is 4.3% higher than the Rs.30,954 crore reported in the corresponding period of the previous financial year.

The company's profit after tax (PAT) experienced a 27% growth on a sequential basis, increasing from Rs.5,090 crore in Q2FY26.

Net Interest Income for the first nine months of FY26 reached Rs.41,591 crores, reflecting a 3% increase compared to the previous year. Fee income increased by 11% year-over-year to Rs.17,883 crores.

The operating profit for the first nine months of FY26 rose by 5% to Rs.32,803 crores, up from Rs.31,353 crores in the same period of FY25. Core operating profit also saw a 5% growth to Rs.30,824 crores, compared to Rs.29,341 crores in FY25.

Total provisions for the first nine months of FY26 amounted to Rs.9,741 crores. Net profit for FY26's first nine months was Rs.17,385 crores, representing a 10% decline from the previous year.

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IndusInd Bank Q3 Net profit plunges 89% YoY

Private lender IndusInd Bank on January 23 said its standalone net profit fell 89% in the December quarter to Rs 161 crore.The lender reported net profit of Rs 1,401 crore a year ago. However, the lender posted a profit on sequential basis due to drop in provisions as the lender reported Rs 445-crore loss in the second quarter of FY26.

Net interest income — the difference between interest earned on advances and interest paid on deposits — climbed 3% quarter on quarter but fell 13% year-on-year to Rs 4,562 crore.

Rajiv Anand, the MD and CEO, IndusInd Bank said: "During Q3FY26, the Bank continued focus on optimisation of its balance sheet by letting go unprofitable loans and deposits along with being cautious on microfinance disbursements. The operating performance was steady with Pre-Provision Operating Profit at Rs 2,270 crore growing 11% QoQ. Our asset quality trends have been stable in all core businesses except in microfinance wherein industry is now showing early signs of recovery. Overall, the Bank has returned to profitability with a Profit After Tax of Rs 128 crore. The Balance sheet remains robust with a healthy capital adequacy, excess liquidity and reducing stressed asset pool. We are optimistic about resilient domestic economy and aim to participate in the growth recovery in a calibrated manner."

"The Provision Coverage Ratio improved at 71.5% as on December 31, 2025. Provisions and contingencies for the quarter ended December 31, 2025, were Rs 2,096 crores as compared to Rs 1,744 crores for the corresponding quarter of previous year. Total loan related provisions as on December 31, 2025, were at Rs 10,027 crore (3.16% of loan book)," said the lender in a stock exchange filing.

The lender's net interest margin was 3.52% in Q3FY26 as against 3.32% a quarter ago.Earlier in the day, the lender said its chairman Sunil Mehta will step down when his term ends in January, and named former State Bank of India Managing Director Arijit Basu as his successor.

For the quarter ended December, IndusInd's provisions and contingencies fell 20% from the previous quarter to Rs 2,089 crore. In the September quarter, the bank raised provisions for its microloan portfolio, resulting in a loss of Rs 445 crore.

The bank's loan book shrank 13.1% as of December-end from a year earlier, while deposits declined 3.8%, it said earlier this month.The bank has seen its top leadership change over the last year, amid concerns over governance and accounting lapses, which led to the exit of former CEO Sumant Kathpalia and Deputy CEO Arun Khurana.

IndusInd took a Rs 2,100-crore hit to its accounts and posted its largest-ever loss in the March quarter. It swung back to profitability in the June quarter, and veteran banker Rajiv Anand assumed charge as chief executive at the end of August.

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Kotak Mahindra Bank Q3 result: Profit rises 4%

Private sector lender Kotak Mahindra Bank on Saturday reported a 4 percent increase in standalone net profit at Rs 3,446 crore for the third quarter ended December 2025.The Mumbai-based bank had earned a net profit of Rs 3,305 crore in the year-ago period.

The bank missed analyst estimates, as the analysts had expected a profit of 35.72 billion rupees, according to data compiled by LSEG.Total income rose to Rs 16,741 crore during the quarter under review from Rs 16,050 crore in the same period last year, Kotak Mahindra Bank said in an exchange filing.

The bank's interest income also grew to Rs 13,903 crore, as against Rs 13,428 crore a year ago.Net Interest Income (NII) in Q3FY26 increased to Rs 7,565 crore from Rs 7,196 crore a year ago.However, Net Interest Margin (NIM) declined to 4.54 per cent from 4.93 per cent in the third quarter of the previous financial year.

As regards asset quality, gross non-performing asset (NPA) ratio moderated to 1.30 per cent as on December 31, 2025, from 1.50 per cent a year ago. Net NPA also eased to 0.31 per cent from 0.41 per cent at the end of December 2024.owever, provisions rose to Rs 810 crore in the December quarter from Rs 794 crore in the same quarter of the last fiscal year.

During the quarter, the bank's capital adequacy ratio moderated a bit to 22.63 per cent, as compared to 22.79 per cent at the end of December 2024.On the consolidated basis, Kotak Mahindra Bank profit rose by 5 per cent to Rs 4,924 crore as compared to Rs 4,701 per cent in Q3-FY2025.

Q3FY26 consolidated profit includes estimated incremental cost of Rs 98 crore (post tax) pursuant to new Labour Code.Total Customer Assets Under Management as at December 31, 2025 grew to Rs 7,87,950 crore from Rs 6,85,134 crore a year ago.

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