Central Bank of India Q3 net rises 32% to ₹1,263 crore

Central Bank of India for the third quarter ended 31 December 2025 reported 32% growth in net profit at Rs.1,263 crore as compared with Rs.959 crore in the year ago period. Net Interest Income (NII) for the quarter declined 1.07% to Rs.3,502 crore.

Total business grew by 15.77% to Rs.7,74,106 crore from Rs.6,68,686 crore. Net Interest Margin stood at 2.96%.

The bank’s Gross NPA stood at 2.70%, from 3.86%, registering an improvement of 116 bps. Net NPA stood at 0.45%, from 0.59%, registering an improvement of 14 bps. Provision Coverage Ratio (PCR) improved to 96.69%, from 96.54%, an improvement of 15 bps, the bank said in a filing.

Total business of the bank, stood at Rs.7,74,106 crore as on December 31, 2025, as against Rs.6,68,686 crore a year ago, up 15.77% YoY. 

Total deposit grew 13.24% YoY to Rs.4,50,575 crore as on December 31, 2025. Gross advances increased 19.48% on YoY to  Rs.3,23,531 crore as on December 31, 2025. 

“RAM (Retail, Agriculture & MSME) business grew by 17.89 %. The individual sector wise growth stood at 20.93 % (Rs.96,652 crore), 15.41% (Rs.59,176 core) & 15.90% (Rs.67,338 crore), respectively,” it said. 

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RBI Office Attendant Recruitment 2026 Announcement for 572 Positions

The official announcement for Office Attendant Recruitment 2026 under Panel Year 2025 has been made public by the Reserve Bank of India (RBI). There are 572 open positions for various RBI offices around the nation.

RBI Office Attendant Recruitment 2026 Important Dates

Important Events	Dates
Commencement of online registration of application	15/01/2026
Closure of registration of application	04/02/2026
Closure for editing application details	04/02/2026
Last date for printing your application	19/02/2026
Online Fee Payment	15/01/2026 to 04/02/2026

RBI Office Attendant Recruitment 2026 Educational Qualification

Post Name	Qualification
Office Attendant	10th Class Pass with knowledge of the local language

RBI Office Attendant Recruitment 2026 Pay Scale

• Selected candidates will receive an initial basic pay of ₹24,250 per month under the pay scale of ₹24,250 – 840 (4) – 27,610 – 980 (3) – 30,550 – 1,200 (3) – 34,150 – 1,620 (2) – 37,390 – 1,990 (4) – 45,350 – 2,700 (2) – 50,750 – 2,800 (1) – 53,550, along with other applicable allowances from time to time.
• At present, the initial gross monthly salary (excluding HRA) for Office Attendants is around ₹46,029.
• In addition, House Rent Allowance at the rate of 15% of basic pay will be provided if the employee is not residing in bank-provided accommodation.

RBI Office Attendant Recruitment 2026 Notification PDF

RBI Office Attendant Recruitment 2026 Notification PDF

Apply Online

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Three Bank Branch Managers Suspended in Uttar Pradesh

 

In Gonda, Uttar Pradesh, three branch managers have been placed on leave. The enormous loan scandal at the UP Cooperative Bank's Badgaon branch in the Gonda district has prompted departmental action. 

The bank's general manager, Kapil Pathak, has immediately suspended Pawan Kumar Pal, the branch manager at the time, Ajay Kumar, Sushil Kumar Gautam, and Pawan Kumar, the assistant cashier. In this situation, two FIRs have already been filed. 

These four played a major part in the swindle, according to a preliminary departmental inquiry. They were suspended even before the police inquiry started to make sure it wouldn't interfere with the probe. The entire situation is being looked upon by the police station.

Additionally, 205 account holders' accounts are being carefully examined by the police agency. These individuals are accused of committing a major fraud totaling ₹21.47 crore. The Gonda branch started this scheme in December 2021 when loan disbursements were used as a revenue stream. 

Bank staff are accused of deceiving people. Guidelines state that before loans are disbursed, eligibility, income certification, collateral, and field verification are required. But these regulations were broken most of the time. The documents were simply on paper, and the borrowers did not own the originals. Under its zero-tolerance policy, the Uttar Pradesh government and department are acting to combat this fraud and corruption.

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Latest Updates on Bank Strike,IBA UFBU Meeting Update 14 January

IBA and UFBU met today to discuss the launch of 5-Day Banking. On January 27, 2026, UFBU declared a strike and demanded that 5-Day Banking be implemented right now. Major bank officer and staff unions were called to a conference by the Indian Banks' Association (IBA) on January 14, 2026, to discuss their demands for the planned nationwide bank strike.

The IBA called UFBU to a conversation today in response to the strike notice that UFBU served on the IBA. As a result, this afternoon's talks were held in the IBA headquarters. Chief Executive Shri A K Goel, Deputy Chief Executive Shri Gopal Murali Bhagat, Mr. Brajeshwar Sharma, the departing Senior Advisor, HR&IR, and the newly appointed Shri Arvind Misra represented IBA. 

IBA notified UFBU that the government has previously been advised to declare the remaining two Saturdays as holidays, and the government's response is still pending while it is being considered. IBA added that a few other concerns, most notably the PLI issue, are still unresolved.

IBA therefore recommended that all of these problems be investigated further and asked the UFBU to postpone going on strike on January 27, 2026.In response to IBA's request, UFBU said that although it was decided to proclaim the second and fourth Saturdays as holidays in 2015, it was promised that the remaining two Saturdays would be taken into consideration later. However, since then, nothing has occurred. 

In February 2023, IBA agreed to proclaim the remaining Saturdays as holidays, subject to government approval, while UFBU agreed to extend working hours by 40 minutes every day, Monday through Friday. The government has already been requested to consider this plan, and it has been pending for the last two years.

UFBU emphasised that in the present scenario of banking, declaring the remaining two Saturdays as holidays is most essential. In view of the inordinate delay in implementing this understanding reached between IBA and UFBU, UFBU regretted its inability to accept IBA’s request to postpone the strike.

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Indian Overseas Bank(IOB) Q3 Net profit jumps 56% YoY

Indian Overseas Bank (IOB) reported its financial results for the quarter ending on December 31, 2025, on Wednesday, January 14. The IOB share price was trading nearly 2% up to ₹36.02 apiece after the company released third quarter results.

The bank posted a 56% year-on-year (YoY) rise in its net profit to ₹1,365 crore in the December quarter FY26, from ₹873.6 crore in the same quarter previous year.

Operating performance also rose 14.87% YoY to ₹2,603 crore in Q3FY26 from ₹2,266 crore in Q3FY25. On a cumulative basis, operating profit for the nine months reached ₹7,361 crore, reflecting a healthy increase of 21.27%.

IOB's Net Interest Income (NII) recorded solid growth, increasing 18.29% YoY to ₹3,299 crore in Q3FY26, compared with ₹2,789 crore in the year-ago quarter. For the nine-month period, NII stood at ₹9,104 crore, up 17.20% year-on-year, supported by improved margins and balance sheet growth.

Domestic net interest margin (NIM) rose to 3.42% in Q3FY26 from 3.35% in Q2FY26, while return on assets (ROA) improved to 1.28% from 0.93% in Q3FY25. The cost-to-income ratio stood at 45.74% in Q3FY26, reflecting disciplined cost management.

Asset quality improved during the period, with the gross NPA ratio declining by 101 basis points YoY to 1.54%. The net NPA ratio also strengthened, falling by 18 basis points YoY to 0.24%.

The Bank’s total business rose by ₹1.01 lakh crore to ₹6.44 lakh crore as of December 2025, reflecting a strong year-on-year growth of 18.71%.

During the same period, CASA deposits recorded a healthy 7.8% YoY increase, reaching ₹1.43 lakh crore by December 2025.

Strengthening its pan-India footprint, the Bank added 116 new branches over the past year, between December 2024 and December 2025, taking its total branch network from 3,322 to 3,438 as of December 2025.

Of these 3,438 domestic branches, a significant 2,000—around 58%—are located in rural and semi-urban areas, underscoring the Bank’s focus on expanding access and deepening its reach beyond urban centres.

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Union Bank of India Q3 Net profit rises 9%

State-owned Union Bank of India on Wednesday (January 14) reported a 9% year-on-year (YoY) surge in net profit at ₹5,017 crore for the third quarter that ended December 31, 2025. In the corresponding quarter of the previous fiscal, Union Bank of India posted a net profit of ₹4,604 crore, the bank said in a regulatory filing.

Net interest income (NII), representing the gap between the interest a bank generates from loans and the interest it compensates depositors, rose by 1%, reaching ₹9,328 crore compared to ₹9,241 crore in the same quarter of FY25.

In an exchange filing, the bank reported that the Gross NPA decreased by 79 basis points year-on-year to 3.06%, while the Net NPA fell by 31 basis points year-on-year to 0.51% as of December 31, 2025.

The total business of the bank saw a growth of 5.04% compared to the same period last year, as of December 31, 2025. Gross advances experienced a year-on-year increase of 7.13%, while total deposits grew by 3.36% on a year-on-year basis.

As of December 31, 2025, the total business of Union Bank of India reached ₹22,39,740 crore. The bank's global deposits rose by 3.36% year-on-year, amounting to ₹12,22,856 crore.

The bank also announced strong capital adequacy metrics. As of December 2025, the capital-to-risk-weighted assets ratio was 16.49%. Meanwhile, the CET-1 ratio rose to 13.94%, up from 13.59% the previous year.

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Bank of Maharashtra Q3 Profit rises 27% YoY

Government-owned Bank of Maharashtra on Tuesday, January 13, reported a 26.50% year-on-year (YoY) rise in its consolidated profit to Rs.1,779.58 crore for the December quarter of the current financial year (Q3FY26). In the same quarter last year, the lender's profit was Rs.1,406.73 crore.

The bank's total income for the quarter rose 16.4% YoY to Rs.8,277.22 crore from Rs.7,112.66 crore in Q3FY25.Operating profit, or the profit before provisions and contingencies, rose nearly 19% YoY to Rs.2,735.90 crore from Rs.2,303.39 crore in Q3FY25.

Net profit margin improved to 21.68% from 19.83% YoY, while operating margin climbed to 33.21% from 32.43% YoY in Q3FY26.

The bank's net interest income (NII) grew by 16.27% YoY to Rs.3,422 crore during the December quarter against Rs.2,943 crore for the same quarter of the previous financial year. Net interest margin (NIM) slipped to 3.86% in Q3FY26 from 3.98% YoY.

Total deposits increased by 15.29% YoY to Rs.3,21,661 crore, while global gross advances increased by 19.62% YoY to Rs.2,73,502 crore, said the bank.The board of directors has approved an interim dividend of Rs.1 per equity share of face value of Rs.10 per share for FY26 (9 months), which is within the permissible limit of the RBI.

The bank said its gross NPA declined to 1.60% against 1.80% YoY, while net NPA declined to 0.15% against 0.20% YoY.The provision coverage ratio improved to 98.41% as of December 31, 2025, compared to 98.28% as of December 31, 2024, according to the bank.

The bank said it held a cumulative Covid-19 provision of Rs.1,200 crore as on December 31, 2025.

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Bank of India(BOI) Promotes this General Manager as Chief General Manager

Bank of India (BoI) has announced a key leadership change with the elevation of Shri Shankar Sen to the position of Chief General Manager, effective January 1, 2026.

Shri Sen was previously serving as General Manager at the Field General Manager Office, Pune. With this promotion, he joins the bank’s top management team and will play a strategic role in strengthening operational and financial leadership across the institution.

Shri Shankar Sen is a highly experienced banking professional with over three decades of service across major public sector banks. He earlier served as Chief Financial Officer (CFO) of Bank of India from May 2020 to June 2023, where he played a crucial role in strengthening the bank’s financial position and governance framework.

He is a Chartered Accountant (FCA), holds an MBA from Swami Vivekananda Subharti University, and is a Certified Associate of the Indian Institute of Banking and Finance (CAIIB). His professional expertise spans credit management, risk, corporate and project finance, retail banking, international banking operations, finance, and accounting.

Over the years, Shri Sen has handled several key leadership assignments across corporate banking, project finance, international divisions, and large commercial branches, establishing a strong track record in strategic banking operations.

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This PSU Bank honoured as Best Bank for Supporting Start-Ups

In recognition of its significant commitment to fostering India's start-up ecosystem, Punjab National Bank (PNB) was named the Best Bank for Supporting Start-Ups at the MSME Banking Excellence Awards 2025. Piyush Goyal, the Hon'ble Minister of Commerce & Industry, Government of India, gave the award. 

Executive Director M. Paramasivam and Chief General Manager Firoz Hasnain accepted it on the bank's behalf (MSME). The bank claims that the award is a reflection of PNB's ongoing efforts to help innovation-led start-ups nationwide, enhance access to financing, and provide customized MSME solutions. The award highlights PNB's contribution to bolstering India's inclusive economic growth and start-up culture.

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Bank of India(BOI) Apprentice Recruitment 2025 Notification

Bank of India(BOI) Apprentice Recruitment 2025: Bank of India has released the official notification for Apprentice Recruitment 2025, inviting applications for 400 posts across various locations. Eligible candidates can apply online after checking the prescribed educational qualifications, age limit, and selection process mentioned in the notification. Interested applicants are advised to complete the application process within the given timeline through the official channel.

Bank of India Apprentice Recruitment 2025 Important Dates

• Notification Released: 23 December 2025
• Application Start Date: 25 December 2025
• Last Date to Apply: 10 January 2026 (11:59 PM)
• Last Date for Fee Payment: 10 January 2026
• Exam Date: To be released

Bank of India Apprentice Recruitment 2025 Age Limit Details

• Age Limit: 20 to 28 years
• Age Calculation Date: 01 December 2025
• Date of Birth Range: 02 December 1997 to 01 December 2005
• Age Relaxation: Applicable as per rules

Bank of India Apprentice Recruitment 2025 Notification PDF & Apply Online Form Link

• Download Notification PDF
• Click Here to Apply Online

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