Which is the Top UPI Bank? SBI or HDFC or YES or AXIS

The official UPI statistics for March 2025 has been made public by the NPCI. Look up the best UPI bank for March 2025. State Bank of India (SBI) is the leading UPI Remitter Bank in March 2025, according to official data. In March 2025, SBI handled more than 4956 million UPI transactions. As of March 2025, Yes Bank is the leading UPI beneficiary bank. In March 2025, YES Bank handled more than 7,307 million UPI transactions.

UPI Remitter Members – Top 50 Members 

Sr. No.	UPI Remitter Members (Mar-2025)	Total Volume (In Mn)	Approved %	BD %	TD%	Total Debit Reversal Count (In Mn)	Debit Reversal Success %
1	State Bank of India	4,956.07	92.01%	7.09%	0.90%	20.26	86.30%
2	HDFC Bank Ltd.	1,513.14	93.98%	6.00%	0.02%	4.92	97.21%
3	Bank of Baroda	1,270.60	89.47%	10.50%	0.03%	3.86	95.32%
4	Union Bank of India	1,173.28	91.58%	8.36%	0.06%	3.51	89.97%
5	Punjab National Bank	1,043.06	90.22%	9.45%	0.33%	3.83	91.30%
6	Kotak Mahindra Bank	938.60	89.78%	10.19%	0.02%	2.42	0.94%
7	Canara Bank	901.11	91.83%	8.04%	0.13%	2.70	87.81%
8	Axis Bank Ltd.	883.53	93.52%	6.45%	0.03%	2.25	84.45%
9	ICICI Bank Ltd.	730.29	95.15%	4.72%	0.13%	1.83	91.05%
10	Bank Of India	595.31	92.34%	7.08%	0.58%	2.67	73.07%
11	Indian Bank	589.50	91.56%	8.21%	0.23%	1.97	75.66%
12	India Post Payments Bank Limited	570.54	86.13%	13.54%	0.33%	2.31	89.05%
13	Airtel Payments Bank Limited	569.69	84.31%	15.38%	0.31%	2.52	88.84%
14	Indian Overseas Bank	292.32	91.93%	7.67%	0.40%	1.06	91.87%
15	Central Bank of India	266.98	86.15%	13.55%	0.30%	0.94	94.79%
16	Federal Bank Ltd.	256.34	91.49%	8.46%	0.05%	0.57	98.07%
17	UCO Bank	254.76	89.86%	10.05%	0.09%	0.96	89.31%
18	Fino Payments Bank Ltd.	214.85	87.62%	12.18%	0.21%	1.20	72.33%
19	Bank of Maharashtra	208.61	92.52%	7.31%	0.17%	0.81	69.23%
20	Indusind Bank Ltd.	203.78	87.95%	12.02%	0.03%	0.74	81.22%
21	IDBI Bank Ltd.	200.78	92.76%	7.23%	0.01%	0.60	95.10%
22	Yes Bank Ltd.	167.37	88.24%	11.65%	0.11%	0.46	69.33%
23	Karnataka Bank	144.19	90.64%	8.75%	0.61%	0.70	59.68%
24	IDFC Bank Ltd.	112.68	91.20%	8.80%	0.00%	0.29	91.84%
25	Karur Vysya Bank	90.86	91.97%	7.76%	0.27%	0.27	82.68%
26	Tri O Tech Solutions Private Limited	89.61	100.00%	0.00%	0.00%	–	0.00%
27	The Jammu & Kashmir Bank Limited	88.86	92.45%	6.41%	1.14%	0.99	32.27%
28	Bandhan Bank limited	82.99	92.36%	5.16%	2.48%	0.79	67.08%
29	AU Small Finance Bank	75.73	87.32%	12.67%	0.00%	0.29	83.57%
30	The South Indian Bank Limited	70.22	93.88%	6.04%	0.08%	0.17	90.63%
31	Punjab and Sind Bank	55.66	89.85%	9.52%	0.63%	0.35	71.58%
32	City Union Bank	54.12	90.75%	9.13%	0.12%	0.12	97.17%
33	Ujjivan Small Finance Bank Limited	53.09	93.11%	6.29%	0.60%	0.25	69.05%
34	Tamilnad Mercantile Bank Limited	51.92	91.34%	8.14%	0.52%	0.19	63.01%
35	JIO Payments Bank Ltd	48.73	78.72%	14.05%	7.23%	0.83	48.37%
36	Kerala Gramin Bank	43.54	91.33%	7.35%	1.32%	0.34	62.35%
37	Baroda U.P. Bank	43.22	90.27%	7.22%	2.51%	0.38	44.46%
38	Telangana Grameena Bank	37.03	83.67%	12.91%	3.42%	0.45	40.45%
39	Karnataka Gramin Bank	36.00	88.58%	10.27%	1.16%	0.27	82.93%
40	Maharashtra Gramin Bank	35.59	86.14%	12.37%	1.50%	0.17	60.21%
41	RBL Bank Ltd.	34.99	92.49%	6.98%	0.53%	0.12	66.84%
42	NSDL Payments Bank Limited	34.89	69.20%	19.22%	11.58%	1.07	16.58%
43	Rajasthan Marudhara Gramin Bank	34.54	80.78%	17.51%	1.71%	0.32	60.34%
44	DBS Bank India Limited	32.09	91.95%	8.04%	0.01%	0.09	94.35%
45	ESAF Small Finance Bank Ltd	31.85	91.50%	4.25%	4.26%	0.36	51.60%
46	Equitas Small Finance Bank	31.50	90.20%	9.43%	0.37%	0.10	89.49%
47	Saraswat Co-operative Bank	29.58	93.49%	6.01%	0.50%	0.10	66.23%
48	Andhra Pragathi Grameena Bank	28.26	83.93%	12.16%	3.91%	0.59	82.53%
49	Standard Chartered Bank	27.87	95.83%	4.14%	0.03%	0.06	91.92%
50	Sarva Haryana Gramin Bank	23.93	93.63%	4.59%	1.77%	0.21	51.59%

UPI Beneficiary Members – Top 50 Members

Sr.No.	UPI Beneficiary Members (Mar-2025)	Total Volume (In Mn)	Approved %	BD%	TD%	Deemed Approved %
1	Yes Bank Ltd.	7,307.36	99.98%	0.01%	0.01%	0.00%
2	Axis Bank Ltd.	1,899.35	99.70%	0.17%	0.14%	0.09%
3	State Bank of India	1,859.07	99.14%	0.10%	0.75%	0.16%
4	HDFC Bank Ltd.	876.97	99.25%	0.70%	0.05%	0.06%
5	ICICI Bank Ltd.	611.58	99.67%	0.24%	0.09%	0.02%
6	Bank of Baroda	492.70	99.88%	0.07%	0.05%	0.06%
7	Union Bank of India	458.94	99.86%	0.10%	0.04%	0.04%
8	Canara Bank	440.10	99.68%	0.20%	0.12%	0.04%
9	Airtel Payments Bank Limited	419.54	98.88%	0.91%	0.21%	0.08%
10	Punjab National Bank	419.12	99.43%	0.29%	0.27%	0.22%
11	Federal Bank Ltd.	407.79	99.75%	0.17%	0.08%	0.00%
12	Kotak Mahindra Bank	354.55	98.89%	1.09%	0.02%	0.02%
13	Indian Bank	272.99	99.47%	0.33%	0.20%	0.09%
14	Bank Of India	256.53	98.53%	1.02%	0.46%	0.14%
15	India Post Payments Bank Limited	248.71	98.59%	1.06%	0.35%	0.16%
16	Indusind Bank Ltd.	176.00	99.60%	0.30%	0.11%	0.05%
17	Indian Overseas Bank	144.84	99.28%	0.48%	0.25%	0.21%
18	Central Bank of India	123.40	99.30%	0.55%	0.15%	0.09%
19	Fino Payments Bank Ltd.	109.36	96.01%	3.81%	0.18%	0.11%
20	UCO Bank	109.28	99.34%	0.54%	0.12%	0.03%
21	IDBI Bank Ltd.	98.38	99.70%	0.25%	0.04%	0.01%
22	Bank of Maharashtra	93.68	99.47%	0.28%	0.25%	0.10%
23	RBL Bank Ltd.	85.36	99.33%	0.09%	0.58%	0.29%
24	Karnataka Bank	69.07	99.14%	0.30%	0.56%	0.17%
25	One Mobikwik Systems Limited	51.92	99.95%	0.00%	0.04%	0.00%
26	The Jammu & Kashmir Bank Limited	51.57	99.01%	0.43%	0.55%	0.61%
27	Bandhan Bank limited	48.45	97.22%	0.33%	2.45%	0.39%
28	IDFC Bank Ltd.	45.90	98.91%	1.05%	0.05%	0.02%
29	Karur Vysya Bank	44.17	99.46%	0.28%	0.26%	0.04%
30	Tri O Tech Solutions Private Limited	43.48	97.67%	2.31%	0.02%	0.02%
31	The South Indian Bank Limited	43.07	99.78%	0.13%	0.09%	0.02%
32	Unity Small Finance Bank Limited	41.03	99.96%	0.01%	0.03%	0.02%
33	Tamilnad Mercantile Bank Limited	37.74	99.34%	0.12%	0.54%	0.16%
34	AU Small Finance Bank	34.42	99.44%	0.52%	0.04%	0.03%
35	NSDL Payments Bank Limited	32.60	96.45%	0.83%	2.72%	1.20%
36	City Union Bank	30.84	99.27%	0.57%	0.16%	0.01%
37	JIO Payments Bank Ltd	27.71	95.42%	0.82%	3.75%	1.01%
38	Punjab and Sind Bank	26.55	96.87%	2.47%	0.66%	0.19%
39	Ujjivan Small Finance Bank Limited	26.53	99.32%	0.23%	0.45%	0.24%
40	Kerala Gramin Bank	24.70	98.87%	0.16%	0.97%	0.58%
41	Citi Bank	22.11	99.63%	0.31%	0.06%	0.03%
42	Suryoday Small Finance Bank Limited	21.22	97.90%	1.14%	0.95%	0.45%
43	Baroda U.P. Bank	20.99	97.37%	0.25%	2.38%	0.45%
44	Telangana Grameena Bank	16.74	97.58%	0.64%	1.78%	0.58%
45	Karnataka Gramin Bank	16.25	99.26%	0.16%	0.58%	0.54%
46	Maharashtra Gramin Bank	15.36	98.35%	0.18%	1.47%	0.73%
47	Equitas Small Finance Bank	14.84	97.88%	1.66%	0.46%	0.04%
48	ESAF Small Finance Bank Ltd	14.74	96.16%	0.18%	3.66%	0.53%
49	Rajasthan Marudhara Gramin Bank	13.49	94.97%	3.85%	1.18%	0.24%
50	Andhra Pragathi Grameena Bank	13.42	97.61%	0.29%	2.10%	0.16%

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High Court orders Bank to deduct fine from Branch Manager's Salary

The State Bank of India (SBI) branch manager in Kunjaban was fined Rs.50,000 by the Tripura High Court for improperly halting a retired CRPF jawan's pension. The fine will be subtracted from the SBI branch manager's pay and sent to the government treasury via challan.

After retiring from the Central Reserve Police Force (CRPF) on December 31, 2012, Mahesh Lal Yadav began receiving his monthly pension through the SBI Kunjaban branch. But beginning in April 2022, his pension benefits abruptly and mysteriously halted.

Yadav requested an explanation, but was informed that an inquiry officer had ordered the pension to be discontinued. It appears that this cop was looking into a criminal case against him.

The crucial point is that, prior to April 2022, Yadav had previously been exonerated of all counts and found "not guilty." Therefore, there was no justification for halting his pension. Yadav chose to seek justice in the High Court after attempting in vain to get in touch with the bank and the regional manager.

The High Court ruled that the bank was at fault and that the pension was unlawfully halted. The Branch Manager was fined Rs.50,000 and held personally liable by the court. In addition, the court ordered that this fine be deducted straight from the Branch Manager's pay and placed in the government treasury as a form of discipline.

Source- hellobanker.in

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Check Latest Fixed Deposit Rates for All Major Banks in India

Fixed Deposit (FD) is a popular investment option in India, providing safe returns with guaranteed interest. Different banks offer varying interest rates on FDs based on tenure, amount, and the customer’s profile (regular or senior citizen). Here, we provide the most up-to-date FD interest rates from major banks across India. You can check FD Interest Rate of all Banks in India – Government Banks and Private Banks here.

Public Sector Banks FD Interest Rate 2025 [Updated]

• State Bank of India (SBI) FD Interest Rate
• Punjab National Bank (PNB) FD Interest Rate
• Bank of Baroda (BOB) FD Interest Rate
• Union Bank FD Interest Rate
• Canara Bank FD Interest Rate
• Bank of India (BOI) FD Interest Rate
• Central Bank of India FD Interest Rate
• Bank of Maharashtra (BOM) FD Interest Rate
• Punjab and Sind Bank (PSB) FD Interest Rate
• UCO Bank FD Interest Rate
• Indian Overseas Bank (IOB) FD Interest Rate
• Indian Bank FD Interest Rate

Private Banks FD Interest Rate

HDFC Bank	ICICI Bank	Axis Bank
IDBI Bank	Bandhan Bank	YES Bank
Tamilnad Mercantile	DCB Bank	South Indian Bank
Federal Bank	Indusind Bank	IndusInd Bank
J&K Bank	Karnataka Bank	Karur Vysya Bank
Kotak Mahindra Bank	RBL Bank

Senior Citizen FD Interest Rate & Super Senior FD Interest Rate

Senior citizens often enjoy higher FD interest rates than regular customers, with additional benefits such as higher returns and special tenure plans. Normally Banks offer 0.25% to 0.75% extra FD interest rate for Senior Citizens and Super Senior Citizens. You can check Senior Citizen FD Interest Rate & Super Senior FD Interest Rate of all banks via links provided above.

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