Required Documents for Mortgage Loan or Loan Against Property(LAP)

If you are looking for a Loan Against Property from a bank in India, you would require the following Loan Against Property Documents to process your Loan Against Property application.

Documents required for Salaried Person

• Photo Identity Proof: Any One from the following;
1. Passport
2. Pan Card
3. Voters ID Card
4. Driving License
5. Aadhar card
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• Residence Address Proof: Any One from the following;
1. Passport
2. Ration Card
3. Electricity bill(up to 3 months old)
4. Telephone bill(up to 3 months old)
5. Voters ID Card
6. Driving License
7. Aadhar card
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• Residence Ownership Proof: Any One from the following;
1. Property Documents
2. Maintenance Bill
3. Electricity Bill(up to 3 months old)
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• Income Proof: Latest 3 months Salary Slips and Form 16/IT return
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• Job Continuity Proof: Any One from the following;
1. Current Employment Certificate
2. Current Job Appointment letter (if it is more than 2 years)
3. Experience Certificate (including your previous job certificate or appointment and relieving letter)
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• Bank Statement: Latest 1 year statement where your salary is getting credited
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• Property Documents: Property documents to be submitted based on the purchase of your dream home.
1. Copy of agreement executed / Sales Deed.
2. Share Certificate.
3. Latest Maintenance Bill.
4. List of documents & sanction letter given by Existing Banker (If Applicable).
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• Advance Processing Cheque required to process loan documents for sanction.
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• Investment Proof (if any): please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
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• 1 passport size color photograph
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• IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
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• IF PROFESSIONAL: Please submit your Professional Degree Certificate.
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Calculate EMI for Mortgage loan

Documents required for Self Employed Business Person

• Photo Identity Proof: Any One from the following;
1. Passport
2. Pan Card
3. Voters ID Card
4. Driving License
5. Aadhar card
• 
  
• Residence Address Proof: Any One from the following;
1. Passport
2. Ration Card
3. Electricity bill(up to 3 months old)
4. Telephone bill(up to 3 months old)
5. Voters ID Card
6. Driving License
7. Aadhar card
• 
  
• Residence Ownership Proof: Any One from the following;
1. Property Documents
2. Maintenance Bill
3. Electricity Bill(up to 3 months old)
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• Office Address Proof: Any One from the following;
1. Property Documents (if any)
2. Maintenance Bill (if any)
3. Utility Bill
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• Office Ownership Proof (if any): Any One from the following;
1. Property Documents
2. Maintenance Bill
3. Electricity Bill(up to 3 months old)
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• Business Existence Proof: Any One from the following;
1. 3 years old Saral Copy
2. Shop Establishment Act
3. Any Tax Registration Copy
4. Company Registration license
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• Income Proof: Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
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• Bank Statement: Latest 1 year bank statement both current and savings.
• 
  
• Property Documents: Property documents to be submitted based on the purchase of your dream home.
1. Copy of agreement executed / Sales Deed.
2. Share Certificate.
3. Latest Maintenance Bill.
4. List of documents & sanction letter given by Existing Banker (If Applicable).
• 
  
• Advance Processing Cheque required to process loan documents for sanction.
• 
  
• Investment Proof (if any): please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
• 
  
• 1 passport size color photograph
• 
  
• IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
• 
  
• IF PROFESSIONAL: Please submit your Professional Degree Certificate.