If you are looking for a Loan Against Property from a bank in India, you would require the following Loan Against Property Documents to process your Loan Against Property application.
Documents required for Salaried Person
- Photo Identity Proof: Any One from the following;
- Passport
- Pan Card
- Voters ID Card
- Driving License
- Aadhar card
- Residence Address Proof: Any One from the following;
- Passport
- Ration Card
- Electricity bill(up to 3 months old)
- Telephone bill(up to 3 months old)
- Voters ID Card
- Driving License
- Aadhar card
- Residence Ownership Proof: Any One from the following;
- Property Documents
- Maintenance Bill
- Electricity Bill(up to 3 months old)
- Income Proof: Latest 3 months Salary Slips and Form 16/IT return
- Job Continuity Proof: Any One from the following;
- Current Employment Certificate
- Current Job Appointment letter (if it is more than 2 years)
- Experience Certificate (including your previous job certificate or appointment and relieving letter)
- Bank Statement: Latest 1 year statement where your salary is getting credited
- Property Documents: Property documents to be submitted based on the purchase of your dream home.
- Copy of agreement executed / Sales Deed.
- Share Certificate.
- Latest Maintenance Bill.
- List of documents & sanction letter given by Existing Banker (If Applicable).
- Advance Processing Cheque required to process loan documents for sanction.
- Investment Proof (if any): please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
- 1 passport size color photograph
- IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
- IF PROFESSIONAL: Please submit your Professional Degree Certificate.
Documents required for Self Employed Business Person
- Photo Identity Proof: Any One from the following;
- Passport
- Pan Card
- Voters ID Card
- Driving License
- Aadhar card
- Residence Address Proof: Any One from the following;
- Passport
- Ration Card
- Electricity bill(up to 3 months old)
- Telephone bill(up to 3 months old)
- Voters ID Card
- Driving License
- Aadhar card
- Residence Ownership Proof: Any One from the following;
- Property Documents
- Maintenance Bill
- Electricity Bill(up to 3 months old)
- Office Address Proof: Any One from the following;
- Property Documents (if any)
- Maintenance Bill (if any)
- Utility Bill
- Office Ownership Proof (if any): Any One from the following;
- Property Documents
- Maintenance Bill
- Electricity Bill(up to 3 months old)
- Business Existence Proof: Any One from the following;
- 3 years old Saral Copy
- Shop Establishment Act
- Any Tax Registration Copy
- Company Registration license
- Income Proof: Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
- Bank Statement: Latest 1 year bank statement both current and savings.
- Property Documents: Property documents to be submitted based on the purchase of your dream home.
- Copy of agreement executed / Sales Deed.
- Share Certificate.
- Latest Maintenance Bill.
- List of documents & sanction letter given by Existing Banker (If Applicable).
- Advance Processing Cheque required to process loan documents for sanction.
- Investment Proof (if any): please submit if any investment like, Fixed Deposit, Shares, Fixed Assets, etc.,
- 1 passport size color photograph
- IF EXISTING LOANS: If any existing loan, please submit sanction letter, Payment Track Record.
- IF PROFESSIONAL: Please submit your Professional Degree Certificate.