Serious Concern of Long Pending and Unresolved Staff Issues in this PSU Bank


According to sources, after officials filed complaints against Regional Head (RH) Dharmendra Rajoria, a number of events have taken place in Sambalpur, Odisha. Since it started in May 2025, the problem has prompted numerous investigations, discussions with upper management, and a growing level of participation from officers' associations


 The officers' complaints have not been addressed despite multiple representations, and some officers have been subjected to punitive action by being moved to far-off places. Events in the complaint case timeline A formal complaint alleging unprofessional behavior, workplace harassment, and unethical business activities by RH, Dharmendra Rajoria, was filed with the MDCEO in the final week of May 2025. A copy of the complaint was also sent to other relevant authorities.


In the first week of June, 2025, a departmental inquiry was conducted under the supervision of the Deputy Zonal Manager (Dy ZM) Bhubaneswar. The complainants later alleged that the inquiry report was biased, claiming their concerns were not reflected and that the findings favored RH Dharmendra Rajoria.


In the third week of June 2025, the officers sent another communication to all concerned officials, highlighting the alleged bias in the first inquiry and requesting an independent and impartial inquiry by the Central Office.


HR sent relieving orders via WhatsApp to a number of officers in the first week of July 2025, including Chief Managers, a manager, and the HR officer of Sambalpur. These orders instructed them to report to new postings by July 7, 2025. 


 On July 22, 2025, more than 50 officers participated in a second independent investigation and filed written accusations against RH Dharmendra Rajoria. According to reports, this investigation provided real data and facts about the circumstances.


No formal decision has been made even after the second inquiry has been ongoing for 75 days. According to Kanal on October 14, 2025, the All India Bank Officers' Association (AIBOA) also offered their support in a letter sent to the MD & CEO on October 9, 2025. 


 The officers continue to demand that transfer orders be revoked and that RH Dharmendra Rajoria and other suspected participants face proper disciplinary punishment, as the management continues to review the matter.


According to sources, this case appears to be a clear example of the adage "Justice delayed is justice denied." Current Events and Unresolved Issues A number of unaddressed issues within the organization are brought to light by the current case involving RH Dharmendra Rajoria. 


The matter is still open despite numerous investigations and repeated requests from cops. The officers are still looking for a just settlement and the required administrative measures.



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Complaint Against DGM for Misconduct and Abusive Language in PSU Bank


The State Bank of India, Panchkula administrative office employees have officially filed a complaint, pointing out the Deputy General Manager's alleged misbehavior, hostile conduct, and use of derogatory language, which has resulted in a hazardous work environment and poisonous workplace culture. 


Staff and officers from State Bank of India's Administrative Office (AO) and Regional Business Office (RBO) in Panchkula filed a formal complaint with the State Bank of India Officers' Association at the Local Head Office in Chandigarh on June 24, 2025. In the complaint, the Deputy General Manager (DGM) (Business and Operations) is accused of misconduct, using abusive language, and engaging in behavior that has created a toxic and unhealthy work environment.


Allegations of Misconduct and Abusive Language


According to the complaint letter, the DGM has been accused of using abusive and insulting language towards employees. The staff allege that this behavior extends to senior officers, including Assistant General Managers and Chief Managers (CM). 


The letter mentions that the officer has frequently shouted at and threatened staff during office hours. Specific remarks highlighted in the complaint include phrases like "I will slam you to the ground," "All of you are idiots," "The entire AO staff is mad," "Bring him by the neck," "You all are garbage," and “Get out of my cabin.”




Concerns Over Mental Distress and Workplace Safety


The complaint emphasizes how the officer's actions have led to a poisonous workplace culture and a hazardous working environment. Deep emotional suffering, including anxiety, depression, and in certain cases, suicide thoughts, has been reported by staff personnel. Additionally, the petition notes that staff members are afraid to work under the DGM and are afraid to visit the the office due to the hostile atmosphere.


Request for Action

In the letter, the staff members have requested the Officers' Association to take up the matter with higher management. They seek necessary action to restore a safe and respectful work environment at the office.


Association Says Issue Taken Up Immediately with Circle Management

Speaking to Kanal, the association representative stated “Once we received the letter, we immediately took up the issue with the Circle Management. The Circle Management also took necessary action. A General Manager-level officer is heading the investigation.On June 26, an investigation was already conducted by him, and he was present at the office for the whole day. 


All the affected members have given their statements to him. The bank has taken necessary action, and we are closely following up the issue. We assure that whatever action is required will be taken because our Circle Management is very particular that such incidents should not happen in any office. The incident was reported just three days ago, and we are monitoring the situation closely. Let us wait and see how it unfolds over the next 2-3 days.”


The complaint by SBI AO/RBO Panchkula staff lists detailed incidents and includes staff signatures, reflecting their collective concerns about the work environment under the current leadership. The issue has been taken up by the association and is currently under internal investigation.

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Staff strength of Public Sector Banks; Check Number of Staff in All Banks


Public Sector Banks (PSBs) are commercial organizations under board governance. The PSB in question determines its own workforce needs based on a number of factors, including company needs, activity distribution, superannuation, and other unforeseen exits. The PSBs make the appropriate officer and staff appointments, which change annually depending on their needs.


96% of the workforce is in position as of March 31, 2025, in accordance with feedback from PSBs. Attrition due to superannuation and other common circumstances, such as unanticipated exits, accounts for a modest percentage of the deficit. Additionally, banks have hired 148687 people over the past five years (FY 2020–25), and they are currently hiring 48570 people for FY 2025–2026. 


Below are the specifics of the total number of employees throughout the previous five years, broken down by year and bank:


Bank Name2020-212021-222022-232023-242024-25
Bank of Baroda8201778749765097422773742
Bank of India5145951825522095094450564
Bank of Maharashtra1253213128127211349914591
Canara Bank8821386919849788263881260
Central Bank of India3234030293307703164333081
Indian Bank4260140751417014102539778
Indian Overseas Bank2357922369220512147520966
Punjab & Sind Bank8890883287251014810229
Punjab National Bank
101802103144104123102349102746
State Bank of India246353244583236110229788236221
UCO Bank2201221617216982145621049
Union Bank of India7820375201755947586673945
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Despite branch expansion, PSBs like BOI,BOB and Canara Bank are reporting a decline in staff



The number of staff at various Public Sector Banks (PSBs) in India has been steadily declining over the past three years, despite an increase of bank branches. 


According to the report's comprehensive data, over the past three fiscal years, the number of employees at numerous significant public sector banks, including Bank of India, Canara Bank, Bank of Baroda, and UCO Bank, has decreased. 


 Meanwhile, the number of employees at banks like Punjab National Bank (PNB) and State Bank of India (SBI) has either remained the same or marginally grown.


  • Bank of India:
    • FY23: 52,374 employees
    • FY24: 50,944
    • FY25: 50,564
  • Canara Bank:
    • FY23: 84,978
    • FY24: 82,638
    • FY25: 81,260
  • Bank of Baroda:
    • FY23: 76,513
    • FY24: 74,227
    • FY25: 73,742
  • UCO Bank:
    • FY23: 21,698
    • FY24: 21,456
    • FY25: 21,049
  • SBI (India’s largest public sector bank):
    • FY23: 235,858
    • FY24: 232,596
    • FY25: 236,226
  • PNB:
    • FY23: 102,319
    • FY24: 102,349
    • FY25: 102,316
Even though employee numbers have dropped or remained flat, the number of bank branches has continued to rise, especially in FY25.


Bank Unions Raise Concerns Over Staff Shortage

The declining number of employees in PSBs has prompted concerns from a number of bank employee unions. They have noted that in many branches, only two or three workers handle all of the work, which has an impact on customer service and puts additional strain on current employees. Bank workers protested for improved working conditions and staffing earlier this year in a number of towns. 


 Business Standard was informed by a top bank executive that "there are branches where only two people are working." In such severe situations, we discovered that only three workers were in charge of one or two branches. Urgent action is required in this case.


Government intervenes in response to growing risks to bank employees

According to reports, the Finance Ministry has also urged state and union territory officials to guarantee the safety of bank workers and the seamless operation of banking services. This action was taken in response to many reports of threats, physical attacks, and verbal abuse directed at bank employees at various locations. These reports were extensively disseminated on social media and news outlets.
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PSU Bank introduce new app for their Employees, is this app to track staff?


Another problem surrounds Punjab National Bank, one of India's biggest public sector banks. A new debate has emerged following the conclusion of the new transfer policy problem. 


Punjab National Bank has unveiled two new features for its staff: the PNB Aagman app for tracking attendance and a feedback system based on QR codes. The PNB Aagman app will be discussed in this post. 


This new software was released by PNB to track employees' locations and record their attendance. This implies that an employee can only record their attendance if they are present at their workplace. The app user will need to provide the app with their location in order to accomplish this. There are versions of the mobile app for iOS and Android.


PNB employees can download the app and mark attendance via this app. Everything seems to be super cool and hi-tech but the employees are not happy with it. Employees and Bank Associations have taken to social media to express their anger and grief regarding the app.


Users are protesting that the software infringes their privacy, as you can see from the tweets above. We Bankers Association claims that Punjab National Bank already uses a desktop biometric attendance marking system, so why is the bank using an app for attendance? The bank has been accused by the Association of live-tracking its workers. Workers are concerned that the software could be used to spy on them. 


The Bank Officers' Association has expressed grave worries regarding two new PNB-introduced systems: the customer feedback technique based on QR codes and the AAGMAN App for recording attendance. According to the group, these new methods cause needless stress at work and invade officers' privacy.


The app is location-based, which means it tracks where the officer is. It also seeks access to officers’ personal data, such as their contact list, phone calls, and other private information. The association pointed out that biometric attendance is already in place in the bank, which serves the same purpose. Therefore, introducing another system for attendance seems unnecessary and looks like an attempt to control the private lives of officers.

Users complain various issues with the app

1. The mobile app is not available on the Google Play Store, which is the official app store for Android. When an app is uploaded on the Google Play Store, Google checks the app and the app goes live only if it as per Google’s policies. In this case, the PNB Aagman app is not available on the Google Play Store means there might be some issue with the app.

2. The app does not seem to be working properly. When users downloaded the app for testing, the app kept on showing the message – Loading, and finally, the app crashed. This means the app has some developmental issues.

3. The app asks for various permissions, such as permissions to access phone calls, which completely violates the privacy of users. Such permissions are not needed for an attendance app. These permissions are needed to manage phone calls and contacts. Recently, Google and the Government of India have asked Citizens not to provide any permission that is irrelevant to the working of any app. This means that a camera app should not ask for phone permission, a calendar app should not ask for camera permission, and so on. So in this case, an attendance app should not ask for phone call permissions. The app is based on marking biometric via location tracking and so it should ask for location permissions only.

4. Users say that the bank has already implemented biometric attendance in desktops and the system is working flawlessly. When one system of attendance marking is working properly then why bank is spending money on mobile apps? Instead, this money should be utilised in the betterment of the existing system. The development and maintenance of mobile apps require a lot of funds and these could have been used to make the existing biometric system better.

Meanwhile, PNB Management is working hard to revamp the bank and improve customer service. What happens next – let’s see – whether the app will be implemented or not. What are your thoughts? Tell us in the comment section below.

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A Loan Defaulter Mistreats BOI Staff and Attempts to Hostage Them



After being asked to pay his loan payment, a loan account holder stormed into a bank branch, misbehaved, and attempted to take the employees hostage. 


The event happened inside the Bank of India in Varanasi's Badi Bazar, and Shiv Pratap Singh Chandel, the accused, has been charged at the Chetganj police station. Branch manager Jitendra Kumar Dubey claims that Shiv Pratap Singh Chandel was contacted by bank employees to inform him of his overdue loan payment. 


Rather than reacting appropriately, he made a phone threat to murder the bank employees. Shiv Pratap Singh Chandel forcibly entered the bank's branch on February 15 at night when audit work was underway. Important bank paperwork were tampered with by him as he attempted to hold the staff and officers hostage. He also misbehaved with the bank employees and threatened them.


He misbehaved with female staff as well and issued death threats. The Chetganj police station in-charge confirmed that a case has been registered, and an investigation is underway. Further legal action will be taken based on the findings.

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Canara Bank staff commits suicide in Fazilka, Case Filed against Bank Manager

 


Following the untimely death of a local man named Inderjeet Singh, who had been employed by Canara Bank's Fazilka branch for the last seven to eight years, a bank manager has been charged with aiding and abetting suicide.

When Seema Rani, Inderjeet's wife and a Gandhi Nagar resident, filed a complaint with the Fazilka City Police, the incident became public knowledge. She claims that after being repeatedly humiliated by the bank manager, her husband committed himself on January 4.


Read More - Bank of India(BOI) Employee commits Suicide in Hyderabad Due to Work Pressure


According to Seema Rani's statement, Inderjeet told her about the alleged harassment. According to reports, he informed her that the manager had been disparaging him in front of other employees for a number of days. She alleged that the constant humiliation pushed him to consume a poisonous substance that ultimately claimed his life.


Acting on the complaint, the police have registered a case against the bank manager under Section 306 of the Indian Penal Code (IPC), which pertains to abetment of suicide. SHO Lekh Raj of the City Police Station confirmed that an investigation is underway to determine the exact circumstances leading to Inderjeet’s death.


Inderjeet Singh’s grieving family has called for strict action against the accused manager and demanded justice for their loss. Meanwhile, the police continue to probe the matter to ascertain whether workplace harassment played a role in this tragic incident.


The case underscores the importance of addressing workplace stress and ensuring a supportive and respectful environment to prevent such devastating outcomes.


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Bank Strike: Bank staff threaten to intensify stir in July, August



The United Forum of Bank Unions(UFBU) on Tuesday threatened to intensify their stir in July and August against the 'meagre' two per cent salary hike, officials said. The bank employees had observed a two-day strike on May 30 and 31 against the hike.

The United Federation of Bank Unions, the umbrella organisation of nine bank unions, met here and congratulated the staff for observing the two-day strike, general secretary of the federation CH Venkatachalam said. 



"It has been decided to further continue the struggle with more strikes. Having regard to the need for an amicable solution, it was decided to meet the higher authorities in the government and the banks", he told PTI.


"However, if no solution is forthcoming in these meetings, the United Forum of Bank Unions will proceed and announce more agitations", he said. Meanwhile, a report from Tirupathi quoted senior vice-president of the National Confederation of Bank Employees, VVSR Sarma as saying that the bank staff would intensify the stir in a phased manner in July and August to press for their demands.

"Prior to intensifying our agitation, United Forum of Bank Unions decided to submit a memorandum on the wage hike issue and other banking developmental issues to finance minister Arun Jaitley by this month-end," he said.


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DA increased for Bankers from Feb,2018 to Apr,2018

The rate of D.A. payable to employees from February,2018 to April,2018 therefore stands increased by 11 slabs. The monthly D.A. payable for the above three months to employees  is given below:

 D.A. 527 slabs payable during the quarter February,2018 to April,2018
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SBI reduces employee base by 10,500 from Apr-Sep; 5,000 more to retire by March

Country’s largest bank State Bank ofIndia (SBI) has reduced its total employee strength by 10,584 in the six months period after its merger. This is further expected to go down by 4,876 people by the end of the year closing March 2018, as targeted by the bank.

The staff strength has come down to 2,69,219 staff as on September 2017 compared to 2,79,803 as on March 2017.
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YES Bank cuts staff by almost 2,500, cites redundancies

Private lender has gone in for "rationalisation" of workforce to address certain "redundancies", the company has said.

According to reports, the bank has reduced its workforce by nearly 2,500 on account of digitisation and automation.Although did not put a specific number, it said digital transformation has created certain redundancies requiring rationalisation of workforce.

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Some jobs may go missing from banks in the next few years


Remember the good old bank clerk who used to update your pass book? The fact that he is hardly seen these days explains banking industry's biggest predicament -- Automation. 


On Wednesday, Vikram Pandit, who ran Citigroup during the financial crisis, endorsed this predicament with a disturbing figure. Pandit said developments in technology could see some 30 per cent of banking jobs disappearing in the next five years.
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Bank staff to take out morcha to Parliament on 15th Sept., meet PM

Thousands of bank employees and officers are expected to participate in the Morcha to Parliament on Friday, said C.H. Venkatachalam, General Secretary, All-India Bank Employees’ Association.
“We propose to meet the Prime Minister and submit a memorandum to him on these issues,” Vekatachalam said. “Our demand is save banks, save economy, save nation, and save people.”
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SBI PNB May Move Out From 11th Bipartite Settlement Nov 2017

Large state run lenders are seeking to break away from the system of negotiating periodic, industry wide wage settlements with the unions and decide their own pay structures.


Lenders such as State Bank of India (SBI) and Punjab National Bank (PNB) are exploring the idea of moving to a variable pay structure, which will be based on the performance of employees.

SBI is looking to introduce an employee stock ownership plan and grading system based on an employee’s performance, said a senior SBI official on condition of  anonymity. PNB plans to approach its board with a proposal to introduce performance based pay for all officials above the level of chief manager. “Today, an employee’s salary is predictable. There is a need to recognize performance and give remuneration. We have formed an internal committee of general managers to work on this matter and submit the proposal to the board,” Usha Ananthasubramanian,managing director and chief executive officer of PNB, said at an analysts’ meeting, after the lender’s earnings announcement. Usha also added that PNB had earlier tried to move to a variable pay structure for all employees under the chairmanship of K.C. Chakrabarty, but failed in its attempt.
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Unions, employees oppose merger of 27 public sector banks into six

The consolidation exercise among public sector banks may not be an easy one with unions and employees voicing their concerns.
Barely two days since finance minister Arun Jaitley announced the proposal to have “strong banks rather than numerically large numbers,” unions have t
heartened to resort to strikes if the process is kicked off. According to unions, if the government’s plan was to avoid “large number” of banks, why did it issue licences to companies to set up payments and small finance banks?
The consolidation exercise could bring down the number of public sector banks to about six from the current 27, banking sources had earlier told HT.
Issues such as mergers of weak banks, chalking out a career path for the chairmen of the merged banks, cultural fitment of lenders will also have to be dealt with, analysts said, even though the government seemed confident of the merger exercise.
Addressing a press conference at the conclusion of the second edition of the Gyan Sangam — a two-day offsite for public sector banks and financial institutions — on Saturday, Jaitley had said that consolidation in the banking sector was discussed at the meeting, and bankers themselves have suggested that an expert group should be set up soon to look into the issue. The panel will closely work with the Banks Board Bureau (BBB) to identify the right matches for consolidation. The BBB is set to be put in place by April 1, 2016.
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PSB staff should document reasons for decisions taken

Officials in the state-run banks should take adequate precautions to document reasons for any decision they take, chief vigilance commissioner TM Bhasin said at the Gyan Sangam on Friday.
According to bankers who attended the session, Bhasin listed out the precautions and said the documentation would help them avoid trouble if they are deviating from rules. This piece of advice comes at a time when the Economic Survey has pointed out inefficiency of a large number of vigilance officers employed by the government.
“The vigilance officer system is widely felt to be ineffective and in some cases even counter-productive. It may be time to consider whether the costs of this elaborate, but apparently ineffective, system are worthwhile,” it said.
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How Central Government Staff are able to secure more benefits, as compared to Bank Staff?



Sr. 
Central Government Staff
Bank Staff
1
Government Employees have a greater say in implementation of all policies and programmes of the government.  They manage the routine affairs of the government.  They only make the government visible to the common man. They are the people who are running the government show for all practical purposes.
Few disgruntled elements among the government employees here and there are sufficient to bring down the popularity of an elected government.
So, no government will take the risk of displeasing them. 

Bank staff, who are considered as the central pillar of any country's economy, have been reduced to voiceless creatures in our country. All social welfare schemes are dumped on them, by various governments, without giving them any choice or a say.
They also have made themselves cheap in the eyes of the society, by undertaking many jobs that are remotely connected to banking.  Their own managements also have to take a major share of the blame for this situation, because they think that in order to face stiff competition in the market and yet survive and flourish, banks must volunteer to do many jobs, even if they are not remunerative and result in wastage of precious human resources and loss of money.
2
Government is a virtual monopoly in many fields.  Moreover, the government is in a commanding position to determine the destiny of many sectors and their survival.
Though banks are also equally powerful and very important to the nation, because of intense, unhealthy and unequal competition, the mid-sized and small banks find it difficult to remain competitive and profit-making.
3
Central government employees/pensioners (48 lakh persons in service and 55 lakh pensioners) constitute a good size of the population.
In comparison, bank staff in service (numbering about 10 lakhs) and another 2.50 lakh pensionersspread over the entire country are numerically very less.
4
If we include those working in state governments and central/state PSUs and also the pensioners who are anticipated to derive benefit out of CPC, they add up to another 2.50 crores.
Same as above.

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