IBPS Probationary Officer (PO) / Management Trainee (MT) Recruitment 2025 Notification

The IBPS PO/MT-XV Recruitment 2025 announcement has been formally released by the Institute of Banking Personnel Selection (IBPS).  The goal of this recruiting campaign is to fill the positions of Management Trainees (MT) and Probationary Officers (PO) in the participating public sector banks for the 2026–2027 fiscal year.

 From July 1st, 2025, to July 21st, 2025, interested and qualified applicants may apply online at www.ibps.in, the official IBPS website.  The official announcement, which is included below, has all the information about the eligibility requirements, test format, key dates, and online application process.

IBPS PO/MT Recruitment 2025 Overview

Recruitment Authority	Institute of Banking Personnel Selection (IBPS)
Post Name	Probationary Officer / Management Trainee
Official Website	www.ibps.in
Vacancies	5208
Salary	Rs. 48480-85920/-
Job Location	All India
Job Type	Permanent
Last Date to Apply	21 July 2025

IBPS PO/MT Recruitment 2025 Important Dates

• Online Application Start Date: 01 July 2025
• Last Date to Apply: 21 July 2025 (till 11:59 PM)
• Pay Exam Fee Last Date: 21 July 2025
• Preliminary Exam Dates: 17, 23 & 24 August 2025
• Main Exam Date: 12th October 2025

IBPS PO/MT Recruitment 2025 Application Fees

• General / OBC / EWS: Rs.850
• SC / ST: Rs.175
• PH (Divyang): Rs.175
• Mode of Payment: Online only

IBPS PO/MT Recruitment 2025 Age Limit

• Minimum Age: 20 Years
• Maximum Age: 30 Years
• Age Limit As on: 01/07/2025
• Date of Birth Range: 2nd July 1995 to 1st July 2005
• Age Relaxation: As per government rules

IBPS PO/MT Recruitment 2025 Education Qualifications

Post Name	Qualification
PO/MT – XV	Bachelor Degree in Any Stream.

IBPS PO/MT Recruitment 2025 Vacancy Details

Post Name	Vacancy
PO/MT – XV	5208

Participating Bank	UR	SC	ST	OBC	EWS	Total
Bank of Baroda	405	150	75	270	100	1000
Bank of India	283	105	53	189	70	700
Bank of Maharashtra	405	150	75	270	100	1000
Canara Bank	500	150	50	200	100	1000
Central Bank of India	203	75	37	135	50	500
Indian Bank	NR	NR	NR	NR	NR	NR
Indian Overseas Bank	183	69	33	121	44	450
Punjab National Bank	81	30	15	54	20	200
Punjab & Sind Bank	144	53	27	98	36	358
UCO Bank	NR	NR	NR	NR	NR	NR
Union Bank of India	NR	NR	NR	NR	NR	NR
Grand Total	2204	782	365	1337	520	5208

IBPS PO/MT Recruitment 2025 Notification PDF & Apply Online

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IBPS Specialist Officer (SO) Recruitment 2025 Notification

The official notification for CRP SPL-XV, which is intended to hire Specialist Officers (SO) in a number of participating public sector banks for the fiscal year 2026–2027, has been released by the Institute of Banking Personnel Selection (IBPS). The following positions now have open positions: IT Officer, Agriculture, Rajbhasha Adhikari, Marketing Officer, HR/Personnel Officer, Law Officer

From July 1st, 2025, to July 21st, 2025, the online application window will be accessible at www.ibps.in, the official IBPS website.

IBPS SO Recruitment 2025 Overview

Organization	Institute of Banking Personnel Selection (IBPS)
Post Name	Specialist Officers (SO)
Official Website	www.ibps.in
Vacancies	1007
Salary	Rs. 48480-85920/-
Job Location	All India
Job Type	Permanent
Last Date to Apply	21 July 2025

IBPS SO Recruitment 2025 Important Dates

• Online Application Start Date: 01 July 2025
• Last Date to Apply: 21 July 2025 (till 11:59 PM)
• Pay Exam Fee Last Date: 21 July 2025
• Prelims Exam Date: 30 August 2025
• Mains Exam Date: 9 November 2025

IBPS SO Recruitment 2025 Application Fees

• General / OBC / EWS: ₹850
• SC / ST / PH (Divyang): ₹175
• Mode of Payment: Online (Debit/Credit Card, UPI, Net Banking)

IBPS SO Recruitment 2025 Age Limit

• Minimum Age: 20 Years
• Maximum Age: 30 Years
• Age Limit as on: 01/07/2025
• Date of Birth Range: 2nd July 1995 to 1st July 2005
• Age Relaxation: As per government rules

IBPS SO Recruitment 2025 Post-Wise Educational Qualification

• IT Officer: B.E./B.Tech in CS/IT/ECE OR Graduate with DOEACC ‘B’ Level OR PG in CS/IT/ECE
• Agriculture Field Officer: 4-year degree in Agriculture or related field
• Rajbhasha Adhikari: Master’s in Hindi with English at Degree Level OR Master’s in Sanskrit with Hindi and English at Degree Level
• Law Officer: Degree in Law and enrollment with Bar Council
• HR / Personnel Officer: PG Degree/Diploma in HR/IR/Labour Law/Social Work/Personnel Management/HRD
• Marketing Officer (MO): MMS / MBA / PGDBM / PGDBA / PGPM / PGDM in Marketing

IBPS SO Recruitment 2025 Vacancy Total : 1007 Posts

Post Name	Total Vacancies
Marketing Officer (MO)	350
Agriculture Field Officer	310
IT Officer	203
Rajbhasha Adhikari	78
Law Officer	56
HR / Personnel Officer	10

IBPS SO Recruitment 2025 Notification

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IBPS Hindi Officer Recruitment 2025 Notification Released

An official notice for the regular direct hiring of a Hindi Officer (Grade E) at the Institute of Banking Personnel Selection's (IBPS) main office in Mumbai has been released.

Candidates with good Hindi-English translation abilities and a desire to work in a core language job within India's top banking recruitment company would find this recruitment drive to be a fantastic opportunity. The period for online applications is July 1, 2025, through July 15, 2025. It is anticipated that the selecting process will occur in July or August of 2025.

IBPS Hindi Officer Recruitment 2025 Overview

Organization	Institute of Banking Personnel Selection (IBPS)
Post Name	Hindi Officer (Grade E)
Vacancies	To be released
Last Date to Apply	15 July 2025
Mode of Application	Online
Official Website	www.ibps.in

IBPS Hindi Officer Recruitment 2025 Important Dates

• Apply Online Start Date: 01 July 2025
• Last Date to Apply: 15 July 2025
• Pay Exam Fee Last Date: 15 July 2025
• Exam Dates: July/August 2025

IBPS Hindi Officer Recruitment 2025 Application Fees

• All Candidates: Rs.1,000/-
• Mode of Payment: Online

IBPS Hindi Officer Recruitment 2025 Age Limit

• Minimum Age: 23 Years
• Maximum Age: 30 Years
• Age Limit As on: 01/07/2025
• Date of Birth Range: 02 July 1995 and 01 July 2002
• Age Relaxation: As per government rules

IBPS Hindi Officer Recruitment 2025 Education Qualifications

Post Name	Educational Qualification
Hindi Officer	Master’s degree in Hindi/English with elective subject combinations as specified in the official notification.

IBPS Hindi Officer Recruitment 2025 Notification

Notification PDF

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Two banks based on Gujarat and Maharashtra were fined by the RBI for violation of rules

Two cooperative banks in Gujarat and Maharashtra were recently hit with financial fines by the Reserve Bank of India (RBI) for breaking key banking regulations. Based on infractions of RBI regulations, these fines were levied following RBI inspections and hearings.

Saibaba Nagari Sahakari Bank Maryadit, situated in Sailu, Maharashtra, has been fined ₹50,000 by the RBI for breaking KYC (Know Your Customer) regulations. 

 The bank failed to upload certain customers' KYC information to the Central KYC Records Registry (CKYCR) in a timely manner. Additionally, the bank did not update some customers' KYC information on a regular basis as required by RBI regulations. 

RBI's actions is Based on the bank's financial statements as of March 31, 2024, RBI carried out an inspection. Following the identification of the problems, the RBI sent the bank a notice requesting an explanation for why a penalty should not be applied. 

Following an examination of the bank's written and verbal responses, the RBI determined that the penalty was appropriate because the bank had broken the guidelines.

Shree Kadi Nagarik Sahakari Bank Ltd., situated in Gujarat's Mehsana district, has also been hit with a far higher fine of ₹14.30 lakh by the RBI.

The punishment was applied because of violation of RBI's contribution regulations, the bank gave funds to a trust in which a director's relative had a stake. 

 Additionally, the bank neglected to properly supervise the end-use of loans by failing to verify how some loan funds were used, which is a major violation of lending criteria. 

 The RBI's procedure is Similar to the last instance, the RBI examined the bank in light of its financial standing as of March 31, 2024. 

After hearing the bank's explanation and examining the written responses, the RBI determined that the infractions were legitimate and levied the fine.

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Are bank workers in the PSU Bank becoming more productive?

As a result of increased operational efficiency and staff productivity, public sector banks' (PSBs') Business Per staff (BPE) has improved dramatically over time.

Based on data gathered by Business Standard from the most recent PSB annual reports, the BPE of State Bank of India (SBI) increased from Rs.34.10 crore in FY24 to Rs.37.37 crore in 2024-25 (FY25), that of Punjab National Bank (PNB) increased from Rs.23.84 crore to Rs.26.86 crore, and that of Bank of Baroda (BoB) increased from Rs.29.31 crore to Rs.32.53 crore.

A stronger basis for long-term growth and profitability is indicated by the rise in BPE, which shows that each employee is producing more business than previously due to cost reduction, digital adoption, and improved resource use.

This growth can be attributed to two factors. First, the banks have been using technology, digitalization, and training as interventions to improve procedures, including sales activities. Productivity is steadily increasing as a result. Second, as the economy and per capita income expand overall, so do the underlying transaction sizes, which improves results," stated Sanjay Agarwal, senior director at CARE Ratings Ltd.

The BPE of UCO Bank grew from Rs.20.93 crore in FY24 to Rs.24.35 crore in FY25. Likewise, Canara Bank's BPE increased from Rs.25.97 crore to Rs.29.30 crore in FY25.  A year-over-year (Y-o-Y) increase in its BPE from Rs.25.87 crore to Rs.28.21 crore was also reported by Bank of India (BoI).

 

Aggarwal issued a warning, though, saying that banks must make sure that the rush for more productivity doesn't result in employees expecting an intolerable amount of work or in a greater distance from consumers.

Over time, the majority of PSBs have seen a decrease in their workforce.From 52,374 in FY23 to 50,944 in FY24 and then to 50,564 in FY25, BoI showed a steady reduction. The number of employees at Canara Bank similarly declined, going from 84,978 in FY23 to 82,638 in FY24 and finally to 81,260 in FY25.

At 76,513 in FY23, the BoB headcount gradually decreased to 74,227 in FY24 and 73,742 in FY25. Conversely, SBI, the biggest lender, saw a little increase in overall staff numbers to 236,226 in FY25 following a drop from 235,858 in FY23 to 232,296 in FY24. According to their yearly reports, all PSBs now have more branches.In FY23, SBI had 22,405 branches; in FY24, it had 22,542 branches; and in FY25, it had 22,937 branches.

The Reserve Bank of India has warned that there is an increasing risk of over-automation or erosion of credit evaluation standards as a result of a higher reliance on system-driven processes, especially in areas like top-up loans and unsecured lending.

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Is there an issue with this Private Bank? Why CEO has resigned?

 

Several news outlets have reported that Srikrishnan Hari Hara Sarma, the managing director and chief executive officer of Karnataka Bank, has resigned. On Friday, he turned in his resignation. But why did he step down? Internal disagreements with the bank's board of directors over a financial matter seem to be the cause of his resignation.

According to sources, Srikrishnan H., the MD and CEO of Karnataka Bank, has resigned and will leave the company on June 30. According to reports, Executive Director Sekhar Rao would also step down by July 30.

Reports state that the problem stemmed from a May consulting fee of Rs.1.53 crore, or roughly 15.3 million rupees. The bank's board did not sanction this money, which was utilized for consulting and related services. Furthermore, it was stated that this sum exceeded the financial thresholds that the bank's senior directors, also known as whole-time directors, are permitted to spend without board consent.

The statutory auditors of the bank observed this expenditure and noted that:

• It was done without proper approval.
• The money may possibly need to be recovered from the directors who approved the payment.

An investor asked the bank about this matter on the most recent earnings call. CEO Sarma responded by acknowledging the problem but attempting to downplay how terrible it was.

Sarma added that there was a misinterpretation of the internal policy of the bank. The error resulted from that confusion. He went on to say that the policy has been updated and clarified, and that similar errors won't occur again.

With more than 40 years of expertise in the banking sector, Sarma is a highly skilled banker. In May 2023, he was appointed Karnataka Bank's first foreign (outsider) chief executive officer. Prior to his nomination, all of the bank's previous CEOs had been longtime staff members who advanced through the ranks, therefore this was a significant shift for the organization.

Following a rigorous selection process, he was appointed. This time, the bank did not select an internal candidate. The bank's board of directors selected Sarma after the experts evaluated several profiles and suggested names.

His Career Journey:

• Started at Bank of America – This is where he began his banking career.
• Was one of the early employees of HDFC Bank – a leading private bank in India.
• He was part of the founding team at Yes Bank, which means he helped start the bank from scratch.
• Before joining Karnataka Bank, he served as the Managing Director and CEO of Jio Payments Bank from April 2015 to November 2021.

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Yearly review meeting with the MDs and CEOs of PSU banks was led by Finance Minister. View the Highlights

 

A high-level annual performance assessment meeting with the CEOs and managing directors of all Public Sector Banks (PSBs) was presided over by Union Finance and Corporate Affairs Minister Smt. Nirmala Sitharaman. The meeting focused on key areas like Financial performance, Inclusive lending and financial inclusion,Cybersecurity, Customer service and innovation.

Strong Financial Performance of PSBs

• In FY 2024–25, Public Sector Banks recorded a record net profit of Rs.1.78 lakh crore.
• Net Non-Performing Assets (NNPAs) came down to 0.52%, a multi-year low. This shows better control over bad loans and improved financial health.
• The total business of PSBs (deposits + loans) increased from Rs.203 lakh crore in FY 2022–23 to Rs.251 lakh crore in FY 2024–25.
• Dividend payouts by PSBs increased from Rs.20,964 crore to Rs.34,990 crore over the same period.
• Banks are financially strong with a Capital to Risk (Weighted) Assets Ratio (CRAR) of 16.15% as of March 2025.

Key Instructions and Directions by the Finance Minister

1. Financial Inclusion Campaign

• Starting July 1, 2025, PSBs must actively take part in a 3-month financial inclusion campaign.
• It will cover 2.7 lakh Gram Panchayats and Urban Local Bodies.
• Focus areas: KYC updates, re-KYC, and helping citizens claim unclaimed deposits.

2. Improving Deposit Mobilization

• Banks should increase efforts to mobilize more deposits to support rising demand for loans.
• They were told to conduct special drives, leverage branch networks, and reach out more in rural and semi-urban areas.

3. Support for Key Credit Schemes

Banks were instructed to scale up lending under the following schemes:

• PM MUDRA Yojana
• PM Vishwakarma
• PM Surya Ghar Muft Bijli Yojana
• PM Vidyalakshmi
• Kisan Credit Card (KCC)

4. Focus on Agriculture in Low-Productivity Districts

• Under the PM Dhan Dhanya Yojana, banks must identify 100 low-agriculture productivity districts.
• They should create special credit products for farmers in these areas to improve crop yields and local economies.

5. New Credit Assessment for MSMEs

• A new credit model for MSMEs was launched on March 6, 2025.
• So far, 1.97 lakh MSME loans have been sanctioned worth Rs.60,000 crore.
• Banks were told to implement this model more strongly to make credit easier for small businesses.

 Green & Renewable Energy Lending

• Lending to renewable energy projects is now a national priority.
• PSBs were encouraged to develop new credit models to support the Small Modular Nuclear Reactors (SMRs) as announced in the Budget 2025–26.

7. Boosting Corporate Lending

• Banks were asked to find new sectors with long-term growth potential and lend responsibly.
• Corporate lending should be increased with strong risk management practices.

8. Customer Service and Digital Innovation

• Banks must focus on:
  • Faster grievance redressal
  • Multilingual services (online and offline)
  • Easy-to-use digital platforms
  • Clean and customer-friendly physical branches
• Urban expansion should be scaled up to match rapid urbanisation.

Other Important Highlights

• GIFT City Presence: Banks should expand their operations in GIFT City (Gujarat) and take part in international platforms like the India International Bullion Exchange (IIBX).
• Stand Up India Scheme: 2.28 lakh loans sanctioned, worth Rs.51,192 crore.
• PM Vidya Lakshmi Scheme: 6,682 education loan applications sanctioned, amounting to Rs.1,751 crore.
• Vacancies in Banks: FM asked banks to quickly fill all staff vacancies to ensure better services.
• Banking Access in North-East: Banks were asked to open more branches in the North-East and strengthen the Business Correspondent (BC) network to provide banking in remote villages.

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